European Fintech Index - Licence Register
European Fintech Index - licensed payment, e-money and crypto firms
A filterable map of regulated fintech entities across the EEA and the UK, sourced directly from the official EBA PSD2, ESMA MiCA and FCA registers: 691 e-money institutions, 1397 payment institutions, 217 AISPs and 349 crypto-asset service providers. Filter by licence type, country, regulator, service and EEA reach — the licences behind Europe’s IBANs, cards, e-money, open banking and crypto rails.
Two quality tiers, kept distinct. Entries here are register-sourced — reproduced from the official EU registers, not individually editorialised. That is different from a Fintechnologica-verified profile (our hand-checked vendor write-up). Where an entity has both, we link them.
Sources: EBA PSD2 register (payment & e-money institutions, AISPs), ESMA MiCA register (CASPs) and the FCA Financial Services Register (UK EMIs, PIs and RAISPs; post-Brexit these do not passport into the EEA), as of 2026-09-18. These registers have no legal significance and confer no rights in law — always confirm current status with the home regulator.
Where the licences sit
United Kingdom · FCA (own scale)
GB holds 733 registered firms — more than the top 4 EEA countries combined — but post-Brexit they do not passport into the EEA. Shown on a separate scale so the EEA comparison below stays readable.
EEA · top 12 countries (shared scale, max 186)
IS8NO49SE103FI55EE27IE82GB733DK55LV34NL152DE186PL76LT159BE57LU52CZ54SK19
Ukraine: UA
FR165Switzerland: CH
LI19AT21HU29RO21PT18ES113IT88SI12HR26Serbia: RS
BG31Turkey: TR
MT116GR18CY768–2122–3435–5758–113114–733not covered
Hover a country for details; select it to open the list.
Show as a table
| Country | Code | licensed firms | Details |
|---|---|---|---|
| UK | GB | 733 | EMI 263 · PI 382 · AISP 88 |
| Germany | DE | 186 | EMI 13 · PI 82 · MiCA CASP 91 |
| France | FR | 165 | EMI 28 · PI 91 · MiCA CASP 35 · AISP 11 |
| Lithuania | LT | 159 | EMI 94 · PI 54 · MiCA CASP 6 · AISP 5 |
| Netherlands | NL | 152 | EMI 30 · PI 93 · MiCA CASP 29 |
| Malta | MT | 116 | EMI 43 · PI 50 · MiCA CASP 22 · AISP 1 |
| Spain | ES | 113 | EMI 12 · PI 79 · MiCA CASP 15 · AISP 7 |
| Sweden | SE | 103 | EMI 7 · PI 77 · MiCA CASP 1 · AISP 18 |
| Italy | IT | 88 | EMI 15 · PI 60 · MiCA CASP 9 · AISP 4 |
| Ireland | IE | 82 | EMI 30 · PI 33 · MiCA CASP 12 · AISP 7 |
| Poland | PL | 76 | EMI 1 · PI 59 · AISP 16 |
| Cyprus | CY | 76 | EMI 35 · PI 15 · MiCA CASP 25 · AISP 1 |
| Belgium | BE | 57 | EMI 7 · PI 40 · MiCA CASP 2 · AISP 8 |
| Denmark | DK | 55 | EMI 9 · PI 28 · MiCA CASP 7 · AISP 11 |
| Finland | FI | 55 | EMI 9 · PI 26 · MiCA CASP 5 · AISP 15 |
| Czechia | CZ | 54 | EMI 5 · PI 34 · MiCA CASP 12 · AISP 3 |
| Luxembourg | LU | 52 | EMI 18 · PI 21 · MiCA CASP 13 |
| Norway | NO | 49 | EMI 10 · PI 30 · MiCA CASP 6 · AISP 3 |
| Latvia | LV | 34 | EMI 12 · PI 12 · MiCA CASP 10 |
| Bulgaria | BG | 31 | EMI 13 · PI 13 · MiCA CASP 5 |
| Hungary | HU | 29 | EMI 4 · PI 16 · AISP 9 |
| Estonia | EE | 27 | EMI 3 · PI 20 · MiCA CASP 3 · AISP 1 |
| Croatia | HR | 26 | EMI 5 · PI 12 · MiCA CASP 6 · AISP 3 |
| Romania | RO | 21 | EMI 3 · PI 18 |
| Austria | AT | 21 | EMI 2 · PI 8 · MiCA CASP 11 |
| Liechtenstein | LI | 19 | EMI 6 · PI 1 · MiCA CASP 12 |
| Slovakia | SK | 19 | EMI 1 · PI 11 · MiCA CASP 6 · AISP 1 |
| Portugal | PT | 18 | EMI 2 · PI 14 · MiCA CASP 1 · AISP 1 |
| Greece | GR | 18 | EMI 4 · PI 13 · AISP 1 |
| Slovenia | SI | 12 | EMI 3 · PI 2 · MiCA CASP 4 · AISP 3 |
| Iceland | IS | 8 | EMI 4 · PI 3 · MiCA CASP 1 |
Full breakdown: licensed entities by country and licence class (31 countries)
| Country | Payment institutions | E-money institutions | AISPs | MiCA CASPs | Total |
|---|---|---|---|---|---|
| United Kingdom GB | 382 | 263 | 88 | - | 733 |
| Germany DE | 82 | 13 | - | 91 | 186 |
| France FR | 91 | 28 | 11 | 35 | 165 |
| Lithuania LT | 54 | 94 | 5 | 6 | 159 |
| Netherlands NL | 93 | 30 | - | 29 | 152 |
| Malta MT | 50 | 43 | 1 | 22 | 116 |
| Spain ES | 79 | 12 | 7 | 15 | 113 |
| Sweden SE | 77 | 7 | 18 | 1 | 103 |
| Italy IT | 60 | 15 | 4 | 9 | 88 |
| Ireland IE | 33 | 30 | 7 | 12 | 82 |
| Cyprus CY | 15 | 35 | 1 | 25 | 76 |
| Poland PL | 59 | 1 | 16 | - | 76 |
| Belgium BE | 40 | 7 | 8 | 2 | 57 |
| Denmark DK | 28 | 9 | 11 | 7 | 55 |
| Finland FI | 26 | 9 | 15 | 5 | 55 |
| Czechia CZ | 34 | 5 | 3 | 12 | 54 |
| Luxembourg LU | 21 | 18 | - | 13 | 52 |
| Norway NO | 30 | 10 | 3 | 6 | 49 |
| Latvia LV | 12 | 12 | - | 10 | 34 |
| Bulgaria BG | 13 | 13 | - | 5 | 31 |
| Hungary HU | 16 | 4 | 9 | - | 29 |
| Estonia EE | 20 | 3 | 1 | 3 | 27 |
| Croatia HR | 12 | 5 | 3 | 6 | 26 |
| Austria AT | 8 | 2 | - | 11 | 21 |
| Romania RO | 18 | 3 | - | - | 21 |
| Liechtenstein LI | 1 | 6 | - | 12 | 19 |
| Slovakia SK | 11 | 1 | 1 | 6 | 19 |
| Greece GR | 13 | 4 | 1 | - | 18 |
| Portugal PT | 14 | 2 | 1 | 1 | 18 |
| Slovenia SI | 2 | 3 | 3 | 4 | 12 |
| Iceland IS | 3 | 4 | - | 1 | 8 |
Official register rows as of 2026-09-18. Click a number to filter the register below.
Register entries behind a Fintechnologica-verified profile (236 providers)
- 3S Money EMI LU
- Aiia PI DK
- Aircash EMI HR, PI HR
- AirPlus PI BE
- AKCENTA PI CZ
- Algoan AISP FR
- AllUnity EMI DE
- Alma PI FR
- AMINA Bank CASP AT
- Authologic AISP PL
- Autopay PI PL
- Axerve PI IT
- Bank Frick CASP LI
- Bankera EMI LT
- Banking Circle CASP LU
- Barion EMI HU
- Bilderlings EMI GB
- Billhop PI SE
- Billie PI DE
- Billingo AISP HU, PI HU
- Billit AISP BE, PI BE
- Bitcoin Suisse CASP LI
- BitGo Europe CASP DE
- Bitpanda CASP AT, CASP DE, CASP MT, EMI AT, PI AT
- Bitstamp CASP LU, PI LU
- Bitvavo CASP NL
- Boerse Stuttgart Digital CASP DE
- Boku PI IE
- Bridge PI FR
- Brite AISP SE, PI SE
- Buckaroo PI NL
- Bud PI GB
- BVNK CASP MT
- Cardlay AISP DK
- CCV PI NL
- Cecabank CASP ES
- Circle CASP FR, EMI FR
- Clear Junction EMI GB
- Clearhaus PI DK
- Clearstream Digital Custody CASP LU
- Cleverbridge PI DE
- CM.com PI NL
- Comgate PI CZ
- Confirmo CASP IE, PI IE
- Conio CASP IT
- ConnectPay EMI LT
- Conotoxia PI PL - no longer operating
- Convera PI LU
- Corpay PI IE
- CorvusPay PI HR
- CRIF AISP IE, PI IE
- Currencies Direct EMI ES, EMI GB
- Currency One PI PL
- Currencycloud EMI NL
- CurrencyFair PI IE
- Deblock CASP FR, EMI FR
- Decta EMI CY, EMI GB, EMI IE
- Devengo PI ES
- DIMOCO PI AT
- Dintero PI NO
- DiPocket EMI LT
- Dojo EMI IE
- Easypay PI PT
- Ebury PI LT
- ECOMMBX EMI CY
- Ecommpay EMI CY, PI GB
- Edenred Payment Solutions EMI FR
- emerchantpay EMI GB, PI NL
- Enable Banking AISP FI
- Enfuce AISP FI, EMI FI
- Epassi AISP FI, PI FI
- Equals Money PI BE, PI GB
- Eurowag EMI CZ, PI CZ
- EveryPay EMI GR
- Experian AISP IE
- Fabrick PI IT
- Fenige PI PL - no longer operating
- Fexco PI IE
- Fiat Republic CASP NL, EMI NL
- Fidoo PI CZ
- finAPI PI DE
- Findity AISP SE
- Finom EMI NL
- Finqware PI RO
- Fintecture PI FR
- Fipto CASP FR, PI FR
- Fire PI IE
- Fiserv PI NL, PI PL
- Fondy EMI GB
- Fourthline PI NL
- Genome EMI LT
- Getnet Europe PI ES
- Global Payments Europe PI CZ, PI HR, PI MT
- GoCardless PI FR, PI GB
- GoPay EMI CZ
- Hauck Aufhäuser Digital Custody CASP DE
- HiPay PI FR
- Hokodo EMI LT - no longer operating
- iBanFirst PI BE
- iCard EMI BG
- Ifthenpay PI PT
- Inespay PI ES
- Inpay EMI DK, PI DK
- Intersolve EMI NL
- ISX Financial EMI CY
- Ivy (Augustus) AISP FI, PI FI
- Januar PI DK
- JCC Payment Systems EMI CY, PI CY
- Juni PI SE
- Kantox PI ES
- Kevin. PI LT - no longer operating
- Klarna PI DE
- Kontomatik AISP LT, AISP PL
- Lemonway PI FR
- Lusopay PI PT
- LUXHUB PI LU
- Mangopay EMI LU
- Market Pay EMI FR
- MarTrust EMI PT
- Mazepay PI DK
- Modulr EMI IE, EMI NL
- Mollie EMI NL, PI NL
- Monavate EMI GB, EMI LT
- Monerium EMI IS
- Monext PI FR
- Montonio PI LT
- Mooney EMI IT
- MoonPay CASP NL
- Moorwand EMI GB
- Moss EMI DE
- MultiSafepay PI NL
- myPOS EMI IE
- Narvi EMI FI
- Navro EMI GB, EMI IE
- Neonomics PI NO
- Nexi EMI IT, PI DK, PI IT
- Nexpay EMI LT
- Nium EMI LT, EMI MT
- NoFrixion EMI IE
- Nordigen PI LV
- Northstake CASP DK
- Nuvei EMI GB, PI LT, PI NL
- Okali EMI FR
- Online Payment Platform PI NL
- Open Payments PI SE
- OpenPayd EMI MT
- Papaya Ltd EMI MT
- Paxos Issuance Europe EMI FI
- payabl. PI CY
- PayCenter EMI DE
- PAYCOMET PI ES
- Payhawk EMI GB, EMI LT
- Paynetics EMI BG, EMI GB
- Paynovate EMI BE
- PAYONE EMI DE
- Payoneer EMI IE
- Payout PI SK
- Payplug PI FR
- Paysafe CASP IE, EMI GB, EMI IE, PI FI
- Paysend EMI GB, EMI IE
- Paysera EMI LT
- Payset EMI GB
- PayU PI PL
- Pecunpay EMI ES
- Pennylane AISP FR
- Plaid PI NL
- Pleo EMI DK
- Pliant AISP FI, EMI FI
- Polski Standard Płatności (BLIK) PI SK
- Polskie ePłatności PI PL
- Powens PI FR
- PPRO EMI GB, PI LU
- Przelewy24 PI PL
- PSI-Pay EMI GB
- Qonto PI FR
- Quantoz Payments EMI NL
- Qwist (ex-NDGIT) PI DE
- Ramp Network CASP IE
- Rapyd EMI GB, EMI IS
- Riverty PI DE
- Rootline PI NL
- Satchel EMI LT
- Satispay EMI LU
- Scalapay PI IT
- Schuman Financial EMI FR
- Shift4 PI MT
- SIBS PI PT
- Société Générale-FORGE CASP FR
- Solaris EMI LT
- Soldo EMI GB, EMI IE
- Spendesk PI FR
- Square (Block) EMI IE
- StablR EMI MT
- Striga CASP EE
- Stripe EMI IE
- SumUp EMI IE
- Swan EMI FR
- Swile EMI FR
- Tangany CASP DE, PI DE
- TeamSystem PI IT
- Tink AISP SE, PI SE
- Token.io PI DE, PI GB
- Tpay PI PL
- TransferGo EMI GB, EMI LT
- TransferMate EMI GB, EMI IE, PI IE
- Treezor EMI FR
- TrueLayer EMI GB, PI IE
- Truevo PI MT
- Trust Payments PI MT
- Trustly PI SE
- TrustPay PI SK
- Twisto PI CZ
- Unifiedpost AISP PL
- Unnax EMI ES
- Unzer PI LU
- Valitor PI IS
- Verifone PI NL
- Verimi PI DE
- Vialet EMI LT
- Vipps MobilePay EMI NO
- Vitesse PI NL
- Viva.com EMI GB, EMI HU
- Volt EMI GB, PI GB, PI PL
- Wallester PI EE
- Weavr EMI MT
- Wise EMI GB, PI BE
- WorldFirst EMI NL
- Worldline PI BE, PI IT, PI LU, PI NL, PI SE
- Worldpay PI GB, PI NL
- Xpollens EMI FR
- Yapily PI LT
- YouLend PI DK, PI GB
- ZEN.com EMI LT
- Zero Hash CASP NL, EMI NL
- Zimpler PI SE
- Zodia Custody CASP LU, PI LU