Mooney
Mooney is a European (EEA-based) fintech-infrastructure provider (Local payment schemes). Verified at source - licence, regulator and registry reference. Active (Enel X + Intesa Sanpaolo)
Who it's for
Mooney is domestic payment infrastructure - relevant to any product that needs this rail's local reach. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Italy)
What Mooney does
Verified licence profile
Mooney (Milan, Italy; born Dec 2019 from the merger of SisalPay and Banca 5) - Italy's proximity banking and payments leader: bill payments, PagoPA payments, prepaid top-ups and cash services at 45,000+ bars, tobacconists and newsstands. E-money institution. Jointly controlled by Enel X and Intesa Sanpaolo (50/50) since Jul 2022 - ownership flag (EU).
Verified 2026-07-13. How we verify → · Spotted something out of date? Report a correction. · Are you Mooney? Work with us →
Official register entries
- E-money institution (EMI) - Bank of Italy · Ref 06529501006 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2022-07 [m&a] Enel X and Intesa Sanpaolo finalised joint 50/50 acquisition of Mooney
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FAQ
Is Mooney European / EEA-based?
Yes. Mooney hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Italy.
What does Mooney do?
Mooney covers: Local payment schemes. Verified at source by Fintechnologica.