Fintech infrastructure providers in Italy
16 verified providers headquartered in Italy - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
Fintech licensing and products in Italy
The official registers list 88 licensed payment, e-money and crypto firms in Italy (as of 2026-09-18): 15 e-money institutions (EMI), 60 payment institutions (PI), 9 MiCA crypto-asset service providers (CASP), 4 account information service providers (AISP). 8 of them belong to a provider with a verified profile here. Browse all 88 in the European Fintech Index →
Passporting: 15 of the 88 firms licensed in Italy have notified at least one other EEA state. In the other direction, 923 firms licensed elsewhere in the EEA have notified services into Italy under an EEA passport, about 10 for every firm licensed at home. The largest groups are licensed in Lithuania (109), France (95), the Netherlands (83).
Products offered by the providers below: Local payment schemes (4), Digital identity & eIDAS (3), E-invoicing & tax compliance (2), KYC/KYB (2), Lending module (2), Payment gateway (2), BaaS (1), Click to Pay (1), Credit risk & decisioning (1), Crypto / digital-asset infra (1), Fraud & AML monitoring (1), IBAN sponsor (1), Issuer processing (1), Open banking (1), Sovereign cloud & hosting (1).
16 verified providers in Italy
At a glance (16 providers): licences: 4 not documented, 4 Vendor, 3 QTSP, 2 EMI, 2 PI, 1 CASP; EEA data residency: 16 Yes.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | Licence | EEA data | Products | Verified | Intro |
|---|---|---|---|---|---|
 Aruba | QTSP | Yes | Sovereign cloud & hosting, Digital identity & eIDAS, E-invoicing & tax compliance | 2026-07-13 | Request intro |
 Axerve | PI | Yes | Payment gateway | 2026-07-13 | Request intro |
 BANCOMAT | – | Yes | Local payment schemes | 2026-06-26 | Request intro |
 Cleafy | Vendor | Yes | Fraud & AML monitoring | 2026-06-26 | Request intro |
 Conio | CASP | Yes | Crypto / digital-asset infra | 2026-07-13 | Request intro |
 CRIF | Vendor | Yes | Credit risk & decisioning | 2026-07-12 | Request intro |
 Fabrick | PI | Yes | BaaS, Open banking, IBAN sponsor | 2026-07-19 | Request intro |
 InfoCert | QTSP | Yes | KYC/KYB, Digital identity & eIDAS | 2026-06-28 | Request intro |
 Mooney | EMI | Yes | Local payment schemes | 2026-07-13 | Request intro |
 Namirial | QTSP | Yes | KYC/KYB, Digital identity & eIDAS | 2026-06-28 | Request intro |
 Nexi | Vendor | Yes | Payment gateway, Issuer processing, Click to Pay | 2026-06-25 | Request intro |
 Opyn | – | Yes | Lending module | 2026-06-25 | Request intro |
 PagoPA | – | Yes | Local payment schemes | 2026-07-13 | Request intro |
 Satispay | EMI | Yes | Local payment schemes | 2026-06-25 | Request intro |
 Scalapay | – | Yes | Lending module | 2026-06-25 | Request intro |
 TeamSystem | Vendor | Yes | E-invoicing & tax compliance | 2026-07-13 | Request intro |