Sovereign European cloud and hosting for fintech
10 verified European providers, ranked European-origin first (9 EU/EEA-origin). EU-jurisdiction clouds with no US CLOUD Act exposure - OVHcloud, Scaleway, Hetzner, IONOS, StackIT - vs the AWS default. Check your stack with the sovereignty scorecard at /tools/sovereignty-scorecard. Compare by EEA data residency, licence and regulator - each verified at source.
10 verified providers
Last source verification in this list: 2026-07-13. How we verify →
Aruba (Bergamo/Arezzo, Italy) - Italy's largest hosting and cloud provider with Italian data centres, and a qualified trust service provider (ArubaPEC, on the AgID/EU Trusted List): qualified e-signatures, certified e-mail (PEC), SPID digital identity - plus one of Italy's biggest e-invoicing services. EU-jurisdiction stack across cloud, identity and invoicing.
Hetzner (Gunzenhausen, Germany) - German cloud and dedicated-server provider with data centres in Germany and Finland; family-owned, EU-native, price-performance leader.
IONOS (Germany) - German cloud platform (virtual servers, VPC, managed databases, object storage) with an enterprise-oriented model; EU-native jurisdiction.
Open Telekom Cloud (T-Systems / Deutsche Telekom, Germany) - enterprise public cloud operated from German data centres under EU jurisdiction; a sovereign-cloud staple for regulated workloads.
OVHcloud (Roubaix, France; founded 1999) - Europe's largest cloud provider: 3-availability-zone regions in Paris, Milan and Berlin, EU legal jurisdiction end-to-end - explicitly outside the reach of the US CLOUD Act. The default sovereign choice for EEA data residency.
Scaleway (Paris, France; Iliad Group) - French cloud provider with data centres in France, the Netherlands and Poland; EU-native, no US parent, no CLOUD Act exposure.
StackIT (Germany; the cloud brand of Schwarz Digits, backed by the Schwarz Group - Europe's largest retailer) - German business cloud built for sovereignty-sensitive enterprise workloads.
UpCloud (Helsinki, Finland; founded 2011) - Finnish cloud provider with European data centres; EU-native alternative for developer-centric infrastructure.
Exoscale (Lausanne, Switzerland; subsidiary of A1 Digital / Telekom Austria Group) - European cloud with zones incl. Vienna and Swiss/EU locations, positioned on data privacy and European sovereignty. NB: Swiss HQ (outside EEA); Austrian telecoms parent.
Amazon Web Services (Seattle, US) - the global cloud hyperscaler most European fintechs actually run on. EU regions exist, but the US parent remains subject to the US CLOUD Act - the reference point of the sovereignty debate. Contrast / US.
FAQ
What makes a cloud "sovereign"?
EU jurisdiction end to end: an EU-owned operator, EEA data centres and no US parent that the CLOUD Act can reach. Fintechnologica lists 10 verified providers (9 European-origin) - OVHcloud, Scaleway, Hetzner, IONOS, StackIT and more, with AWS as the contrast.
Is a European cloud viable for a regulated fintech?
Yes for most workloads: EU providers offer the certifications (ISO 27001, SOC 2, EBA-outsourcing-ready terms) and multi-AZ setups fintechs need. Check managed-service depth against your stack - and score your whole setup with our sovereignty scorecard at /tools/sovereignty-scorecard.