Sovereign European cloud and hosting for fintech
10 verified European providers, ranked European-origin first (9 EU/EEA-origin). EU-jurisdiction clouds with no US CLOUD Act exposure - OVHcloud, Scaleway, Hetzner, IONOS, StackIT - vs the AWS default. Check your stack with the sovereignty scorecard at /tools/sovereignty-scorecard. Compare by EEA data residency, licence and regulator - each verified at source.
10 verified providers
Last source verification in this list: 2026-07-13. How we verify →
At a glance (10 providers): licences: 9 Vendor, 1 QTSP; EEA data residency: 8 Yes, 1 No, 1 Partial; headquarters: 8 EU core, 1 US, 1 Wider Europe.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | HQ | Licence | EEA data | Also offers | Verified | Intro |
|---|---|---|---|---|---|---|
 Aruba | Italy EU core | QTSP | Yes | Digital identity & eIDAS, E-invoicing & tax compliance | 2026-07-13 | Request intro |
 Hetzner | Germany EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 IONOS | Germany EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 Open Telekom Cloud | Germany EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 OVHcloud | France EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 Scaleway | France EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 StackIT | Germany EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 UpCloud | Finland EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 Exoscale | Switzerland Wider Europe | Vendor | No (CH) | – | 2026-07-12 | Request intro |
 Amazon Web Services (AWS) | US US | Vendor | Partial | – | 2026-07-12 | Request intro |
FAQ
What makes a cloud "sovereign"?
EU jurisdiction end to end: an EU-owned operator, EEA data centres and no US parent that the CLOUD Act can reach. Fintechnologica lists 10 verified providers (9 European-origin) - OVHcloud, Scaleway, Hetzner, IONOS, StackIT and more, with AWS as the contrast.
Is a European cloud viable for a regulated fintech?
Yes for most workloads: EU providers offer the certifications (ISO 27001, SOC 2, EBA-outsourcing-ready terms) and multi-AZ setups fintechs need. Check managed-service depth against your stack - and score your whole setup with our sovereignty scorecard at /tools/sovereignty-scorecard.