Radar

Fintechnologica Radar - ownership, risk & status changes

A live read of the M&A, ownership and regulatory signals we track in every provider's Status / Risk field — the freshness data G2 and Capterra don't keep. 540 providers tracked, re-verified at source.

Ownership & control — 46

“European” providers under foreign or group control (a digital-sovereignty signal) and recent acquisitions.

Additiv

Wider Europe Switzerland

Active (Temenos acq. Q3 2026)

Aiia

EU core Denmark

Active (Mastercard)

Aion Bank

EU core Belgium

Active (UniCredit 2025)

aixigo

EU core Germany

Active (Amundi)

Acquisition by Corpay (US) announced 2025

Avaloq

Wider Europe Switzerland

Active (NEC)

Bitstamp

EU core Luxembourg

Acquired by Robinhood (US) 2025 - sovereignty flag

BVNK

UK UK

Stablecoin infra; Mastercard acquisition (~USD 1.8bn, closing 2026)

Cobase

EU core Netherlands

Active (Corpay US)

Computop

EU core Germany

Active (Nexi-owned)

Corpay

US US

US origin - contrast (acquiring Alpha Group)

CREALOGIX

Wider Europe Switzerland

Active (Vencora 2024)

Active (Visa-owned)

Ebury

EU core Spain / UK

Active (Santander)

Entrust

US US

US origin (acquired Onfido); contrast

Fabrick

EU core Italy

Active (Banca Sella)

Active (Visa-owned)

finAPI

EU core Germany

Active (SCHUFA)

Five Degrees

EU core Netherlands

Active (Topicus 2023)

Active (nCino-owned)

Galileo

US US

Active (SoFi)

Getnet Europe

EU core Spain

Active (Santander / PagoNxt)

Global Payments Europe

EU core Czechia

Active (Global Payments US)

Hidden Road

US Netherlands

Prime brokerage; Ripple-owned

ID-Pal

EU core Ireland

Active (acquired NorthRow, Dec 2025)

IT Card

EU core Poland

Active (SIBS majority 2026)

iyzico

Wider Europe Turkey

Active (PayU-owned)

Kantox

EU core Spain

Active (BNP Paribas)

Membrane Finance

EU core Finland

Active (Paxos-owned)

Monext

EU core France

Credit Mutuel Arkea group

MultiSafepay

EU core Netherlands

Active (Ant Group 2024)

myPOS

EU core Bulgaria / UK

Active (Advent International)

Active (acquired by ID-Pal, Dec 2025)

Onfido

UK UK

Active (Entrust)

Pismo

US Brazil / Global

Active (Visa-owned)

Polskie ePłatności

EU core Poland

Active (Nexi group)

Active (Axway 2024)

Striga

EU core Luxembourg

Active (acquired by Lightspark)

Tink

EU core Sweden

Active (Visa-owned)

Tokeny

EU core Luxembourg

Apex Group-owned; ERC-3643 standard

Transact Payments

EU core Malta / Gibraltar

Active (Marqeta acquiring)

Unnax

EU core Spain

Active (Powens 2024)

Vodeno

EU core Belgium / Poland

Active (UniCredit 2025)

Active (Alpaca Europe)

Active (Ant Group)

Worldpay

UK UK / US

Active (Global Payments 2026)

Risk & watch — 11

Licence, supervisory or AML flags worth knowing before you sign.

Watch - website 404 (checked 2026-07-12)

BankingBlocks

EU core Netherlands

Watch - website down (2026-07-12, re-confirmed 2026-07-19); no entity in current EBA/FCA registers

Fondy

Wider Europe Ukraine / UK

Risk (NBU block 2024)

ISX Financial

EU core Cyprus

Risk (ASIC penalties 2025; Visa terminated)

Metaco

Wider Europe Switzerland

Watch (Ripple-owned) - website unreachable (checked 2026-07-12)

Watch - website offline (checked 2026-07-12)

October

EU core France

Watch (lending paused)

Papara

Wider Europe Turkey

Risk - CBRT revoked licence (Oct 2025; illegal-betting/AML probe; CEO arrested)

Solaris

EU core Germany

Watch (BaFin supervision)

Treezor

EU core France

Watch - SocGen in exclusive talks to sell Treezor to Shares (2026)

Varengold Bank

EU core Germany

Watch (BaFin AML fines 2025)

Defunct / wound down — 8

Why the Status column exists: providers that failed or lost their licence.

Bink

UK UK

Defunct - ceased trading / liquidation 2024 (despite Barclays + Lloyds minority stakes)

Conotoxia

EU core Poland

Defunct (KNF revoked PI licence 2024; WSA upheld; Cinkciarz.pl bankruptcy)

Element Insurance

EU core Germany

Defunct

Hokodo

UK UK / France

Defunct (wind-down 2025)

Intergiro

EU core Sweden

Defunct

Kevin.

EU core Lithuania

Defunct

Quicko

EU core Poland

Defunct

Wirecard

EU core Germany

Defunct (fraud)

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