Galileo
Galileo is a US - contrast fintech-infrastructure provider (Card issuing software, Issuer processing). Verified at source - licence, regulator and registry reference. Active (SoFi)
Who it's for
Galileo is built for teams creating and controlling payment cards via API. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): No - outside the EEA
- Company origin: US (US)
What Galileo does
Verified licence profile
Galileo (US) - issuer-processor (SoFi-owned) providing core processing for large neobanks via partner issuing banks.
Verified 2026-06-25. How we verify → · Spotted something out of date? Report a correction. · Are you Galileo? Work with us →
European alternatives to Galileo
🏦 Local IBANs: NL
Adyen (Netherlands) - global acquiring, card issuing and banking; Adyen Issuing offers BIN sponsorship for platforms plus business accounts with NL IBANs. Credit institution (bank), DNB; passported across the EEA (CRD IV). A rare EU-HQ global processor. Agentic-ready - named partner in Mastercard Agent Pay (AI-agent commerce).
CR2 (Dublin, Ireland; founded 1997) - digital-banking and payments software (BankWorld): digital banking, wallet, card issuing, ATM and merchant acceptance. 90+ bank implementations across 50+ countries. Irish-owned.
🏦 Local IBANs: LT GB
DiPocket (Lithuania; + UK) - card issuing and IBAN accounts; Visa & Mastercard Principal Member. EMI, Bank of Lithuania (EEA) + FCA (UK). SEPA + SWIFT, LT IBANs and UK Faster Payments.
Edenred Payment Solutions (ex-PrePay Solutions / PPS; UK + Belgium) - card issuing, BIN sponsorship and in-house processing; Mastercard + Visa primary issuer. FCA EMI (UK, FRN 900010) + PPS EU SA (NBB Belgium, passported to 7 EU countries). Part of Edenred SE (FR, listed); founding member of Mastercard BIN Sponsor Plus.
Enfuce (Finland) - card-as-a-service and BIN sponsorship across the EEA and UK; Visa & Mastercard Principal Member. Dual EMI (FIN-FSA + UK FCA, via Enfuce License Services). Visa holds a stake.
Fenige (Poland) - National Payment Institution (KNF, IP42/2017) and Visa/Mastercard member, running its own PCI-DSS processing platform directly to Visa/Mastercard.
FAQ
Is Galileo European / EEA-based?
Galileo is US origin (US) and is not fully EEA-based; shown as a contrast/comparison.
What does Galileo do?
Galileo covers: Card issuing software, Issuer processing. Verified at source by Fintechnologica.