Verified provider profile

IT Card

IT Card is a European (EEA-based) fintech-infrastructure provider (Issuer processing, BIN sponsor, Card issuing software, Payment gateway). Verified at source - licence, regulator and registry reference. Active (SIBS majority 2026)

EU core · PolandEEA data: YesLicence: PIVerified at source 2026-06-26
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Who it's for

IT Card is built for card programmes that need the authorisation switch between issuer and scheme. It operates under a payment institution licence. Verified stand-outs: credit-card capable; EEA-wide card issuing passport.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Poland)
  • Ownership / control: EU-owned - SIBS
  • Card scheme: US scheme - Visa / Mastercard (the elephant in the room)
  • Card issuing reach (BIN): EEA - Yes

What IT Card does

Issuer processingBIN sponsorCard issuing softwarePayment gateway

Capabilities & rails

  • Card products: Prepaid; Debit; Credit
  • Settlement currencies: PLN; EUR; CZK

Verified licence profile

IT Card (Warsaw, Poland) - Poland's largest transaction processor (founded 2008); card issuing (1.6m+ cards), 3DS, the Planet Cash ATM network (~7,400) and Planet Pay POS acquiring. Licensed via Planet Pay - National Payment Institution (KNF), Visa Principal Member + Mastercard acquirer - offering 'fintech-in-a-box' BIN sponsorship. Operates PL/CZ/HR; SIBS (PT) took a majority stake (completed 2026). KRS 0000640662.

Verified 2026-06-26. How we verify → · Official website: itcard.pl · Spotted something out of date? Report a correction.

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FAQ

Is IT Card European / EEA-based?

Yes. IT Card hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Poland.

What does IT Card do?

IT Card covers: Issuer processing, BIN sponsor, Card issuing software, Payment gateway. Verified at source by Fintechnologica.

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