Country

Fintech infrastructure providers in Poland

17 verified providers headquartered in Poland - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.

Fintech licensing and products in Poland

The official registers list 76 licensed payment, e-money and crypto firms in Poland (as of 2026-09-18): 1 e-money institutions (EMI), 59 payment institutions (PI), 16 account information service providers (AISP). 13 of them belong to a provider with a verified profile here. Browse all 76 in the European Fintech Index →

Passporting: 42 of the 76 firms licensed in Poland have notified at least one other EEA state. In the other direction, 879 firms licensed elsewhere in the EEA have notified services into Poland under an EEA passport, about 12 for every firm licensed at home. The largest groups are licensed in Lithuania (110), the Netherlands (81), France (78).

Products offered by the providers below: Payment gateway (6), Card-linked rewards & loyalty (3), Card issuing software (2), Fintech software development (2), KYC/KYB (2), Open banking (2), BIN sponsor (1), Core banking (1), Cross-border payments / FX (1), Crypto / digital-asset infra (1), Digital identity & eIDAS (1), E-invoicing & tax compliance (1), Issuer processing (1), Local payment schemes (1), Payment terminals & SoftPOS (1), Tokenization – Non-X-Pays (1), Tokenization – X-Pays (1).

17 verified providers in Poland

At a glance (17 providers): licences: 8 PI, 6 Vendor, 2 not documented, 1 CASP; EEA data residency: 16 Yes, 1 Partial.

Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.

ProviderLicenceEEA dataProductsVerifiedIntro
AuthologicPIYesKYC/KYB, Digital identity & eIDAS2026-07-13Request intro
AutopayPIYesPayment gateway, Open banking2026-06-25Request intro
ComarchVendorYesCore banking, Card-linked rewards & loyalty, E-invoicing & tax compliance2026-06-26Request intro
Currency OnePIYesCross-border payments / FX2026-06-28Request intro
Future ProcessingVendorYesFintech software development2026-07-12Request intro
IT CardPIYesIssuer processing, BIN sponsor, Card issuing software +12026-06-26Request intro
KontomatikPIYesOpen banking, KYC/KYB2026-06-26Request intro
NetguruVendorYesFintech software development2026-07-12Request intro
Open LoyaltyVendorYesCard-linked rewards & loyalty2026-06-29Request intro
Polski Standard Płatności (BLIK)–YesLocal payment schemes2026-06-26Request intro
Polskie ePłatnościPIYesPayment gateway, Payment terminals & SoftPOS2026-07-11Request intro
Przelewy24PIYesPayment gateway2026-06-25Request intro
Ramp NetworkCASPYesCrypto / digital-asset infra2026-07-11Request intro
Straal–YesPayment gateway2026-06-25Request intro
TpayPIYesPayment gateway2026-06-25Request intro
VerestroVendorPartialCard issuing software, Tokenization – X-Pays, Tokenization – Non-X-Pays2026-06-25Request intro
VoucherifyVendorYesCard-linked rewards & loyalty2026-06-29Request intro

No longer operating (3)

Kept on record on purpose: licences get revoked and providers fail, and checking status before signing is part of due diligence. These are not live options - they are left out of the list and the counts above.

Fintech in Poland is supervised by KNF — see who KNF regulates: register rows by licence class plus the verified providers under its supervision.
Looking for a specific capability in Poland? Request a match - we hand-pick three verified providers.