Click to Pay (EMVCo SRC) providers in Europe
6 verified European providers, ranked European-origin first (5 EU/EEA-origin). The tokenized guest-checkout standard (EMV Secure Remote Commerce) on Visa/Mastercard - which European acquirers and PSPs support it. Compare by EEA data residency, licence and regulator - each verified at source.
6 verified providers
Last source verification in this list: 2026-07-19. How we verify →
At a glance (6 providers): licences: 2 Vendor, 1 Bank, 1 EMI, 1 not documented, 1 PI; EEA data residency: 5 Yes, 1 No; headquarters: 5 EU core, 1 US.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | HQ | Licence | EEA data | Local methods | Also offers | Verified | Intro |
|---|---|---|---|---|---|---|---|
 Adyen | Netherlands EU core | Bank | Yes | iDEAL, Bancontact, BLIK, Przelewy24 +2 | Payment gateway, Issuer processing, Card issuing software +3 | 2026-07-19 | Request intro |
 HiPay | France EU core | – | Yes | iDEAL, Bancontact, giropay, Multibanco +1 | Payment gateway | 2026-06-26 | Request intro |
 Nexi | Italy EU core | Vendor | Yes | iDEAL, Bancontact, giropay, Przelewy24 | Payment gateway, Issuer processing | 2026-06-25 | Request intro |
 Redsys | Spain EU core | Vendor | Yes | Bizum | Payment gateway, Issuer processing, Local payment schemes | 2026-06-26 | Request intro |
 Worldline | France EU core | PI | Yes | iDEAL, Bancontact, giropay, EPS | Payment gateway, Issuer processing, Tokenization – X-Pays | 2026-06-25 | Request intro |
 Stripe | US US | EMI | No | iDEAL, Bancontact, BLIK, Przelewy24 +4 | Payment gateway, Card issuing software, Agentic payments & commerce | 2026-06-25 | Request intro |
FAQ
What is Click to Pay?
The EMVCo Secure Remote Commerce standard: tokenized, passwordless guest checkout on Visa/Mastercard - the schemes' answer to wallet checkouts. Fintechnologica lists 6 verified providers (5 European-origin) that support it.
Should European merchants add Click to Pay?
It lifts guest-checkout conversion and removes PAN entry (lower PCI exposure). It is still a card-scheme rail (US schemes) - pair it with local A2A methods (iDEAL, BLIK, Wero) for a sovereignty-balanced checkout.