Click to Pay (EMVCo SRC) providers in Europe
6 verified European providers, ranked European-origin first (5 EU/EEA-origin). The tokenized guest-checkout standard (EMV Secure Remote Commerce) on Visa/Mastercard - which European acquirers and PSPs support it. Compare by EEA data residency, licence and regulator - each verified at source.
6 verified providers
Last source verification in this list: 2026-07-19. How we verify →
🏦 Local IBANs: NL
Adyen (Netherlands) - global acquiring, card issuing and banking; Adyen Issuing offers BIN sponsorship for platforms plus business accounts with NL IBANs. Credit institution (bank), DNB; passported across the EEA (CRD IV). A rare EU-HQ global processor. Agentic-ready - named partner in Mastercard Agent Pay (AI-agent commerce).
HiPay (France; Euronext Growth Paris: ALHYP; spun from HiMedia 2015) - PSP and acquirer; EUR 9.5bn payment volume, ~250 staff across five EU locations.
Nexi (Italy; Borsa Italiana-listed 2019) - leading Italian acquirer and issuer processor, formed by merging Nets (2021) and SIA (2022); acquired Computop.
Redsys (Spain; est. 2011) - Spain's interbank processor / switch, owned by Spanish banks (Santander, BBVA, CaixaBank, Sabadell and others); ~90% of Spanish e-commerce, 19.7bn+ transactions and EUR 505bn/yr. Supports cards and Bizum.
Worldline (France) - large EU acquirer and issuer processor; acquired Ingenico (2020) and runs the PAYONE JV. FCA Payment Institution authorisation (UK).
Stripe (US) - PSP with issuing via partner banks (US/EU) and strong developer experience; EU IBANs limited. Agentic-ready - co-developed the Agentic Commerce Protocol (ACP) with OpenAI and a Machine Payments Protocol (MPP) with Tempo/Visa.
FAQ
What is Click to Pay?
The EMVCo Secure Remote Commerce standard: tokenized, passwordless guest checkout on Visa/Mastercard - the schemes' answer to wallet checkouts. Fintechnologica lists 6 verified providers (5 European-origin) that support it.
Should European merchants add Click to Pay?
It lifts guest-checkout conversion and removes PAN entry (lower PCI exposure). It is still a card-scheme rail (US schemes) - pair it with local A2A methods (iDEAL, BLIK, Wero) for a sovereignty-balanced checkout.