KYC / KYB providers in Europe
35 verified European providers, ranked European-origin first (19 EU/EEA-origin). Identity verification and business onboarding - with EEA data residency for personal data. Compare by EEA data residency, licence and regulator - each verified at source.
KYC/KYB is the onboarding gate - document and biometric identity checks, business verification and screening at account opening - distinct from the ongoing transaction surveillance that lives in fraud & AML monitoring. It is also one of the few corners of fintech infrastructure with published prices (per-verification rates sit in the price table), so benchmark before you negotiate. Method badges on each profile show what a provider actually checks - documents, biometrics, liveness, registries - and reusable-identity players live next door in digital identity & eIDAS.
35 verified providers
Last source verification in this list: 2026-07-13. How we verify →
At a glance (35 providers): licences: 29 Vendor, 4 PI, 2 QTSP; EEA data residency: 18 Yes, 12 No, 5 Partial; headquarters: 18 EU core, 13 UK, 3 US, 1 Wider Europe.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | HQ | Licence | EEA data | Methods | Certifications | Verified | Intro |
|---|---|---|---|---|---|---|---|
 Authologic | Poland EU core | PI | Yes | – | – | 2026-07-13 | Request intro |
 Fourthline | Netherlands EU core | PI | Yes | Document, Biometric, Liveness, AML screening | – | 2026-06-25 | Request intro |
 iDenfy | Lithuania EU core | Vendor | Yes | Document, Biometric, Liveness, AML screening | ISO 27001 | 2026-06-25 | Request intro |
 IDnow | Germany EU core | Vendor | Yes | Document, Biometric, Liveness, AML screening +1 | ISO 27001 | 2026-06-25 | Request intro |
 ID-Pal | Ireland EU core | Vendor | Yes | Document, Biometric, Liveness, AML screening +1 | – | 2026-06-26 | Request intro |
 InfoCert | Italy EU core | QTSP | Yes | eID, Document, Biometric | – | 2026-06-28 | Request intro |
 Innovatrics | Slovakia EU core | Vendor | Yes | Document, Biometric, Liveness | – | 2026-06-26 | Request intro |
 Kontomatik | Poland EU core | PI | Yes | – | – | 2026-06-26 | Request intro |
 Lleida.net | Spain EU core | Vendor | Yes | Document | – | 2026-06-25 | Request intro |
 Muinmos | Denmark EU core | Vendor | Yes | KYB, AML screening | – | 2026-06-26 | Request intro |
 Namirial | Italy EU core | QTSP | Yes | eID, Document, Biometric | – | 2026-06-28 | Request intro |
 Ondato | Lithuania EU core | Vendor | Yes | Document, Biometric, Liveness, AML screening +1 | ISO 27001 | 2026-06-25 | Request intro |
 Regula | Latvia EU core | Vendor | Yes | Document, Biometric, NFC chip | – | 2026-06-26 | Request intro |
 Resistant AI | Czechia EU core | Vendor | Yes | Document, Fraud detection, Transaction monitoring | – | 2026-06-26 | Request intro |
 Salv | Estonia EU core | Vendor | Yes | Transaction monitoring, AML screening | – | 2026-06-26 | Request intro |
 Signicat | Norway EU core | Vendor | Yes | eID, Document, AML screening | ISO 27001, ISO 27018, SOC 2 | 2026-06-25 | Request intro |
 Strise | Norway EU core | Vendor | Yes | KYB, AML screening | – | 2026-06-26 | Request intro |
 Veriff | Estonia EU core | Vendor | Yes | Document, Biometric, Liveness, AML screening | ISO 27001:2022, SOC 2 | 2026-06-25 | Request intro |
 PXL Vision | Switzerland Wider Europe | Vendor | No (CH) | Document, Biometric, Liveness | – | 2026-06-26 | Request intro |
 ComplyAdvantage | UK UK | Vendor | No | AML screening, Transaction monitoring | – | 2026-06-25 | Request intro |
 ComplyCube | UK UK | Vendor | No | Document, Biometric, Liveness, AML screening +1 | – | 2026-06-26 | Request intro |
 Encompass Corporation | UK UK | Vendor | No | KYB, AML screening | – | 2026-06-26 | Request intro |
 FullCircl | UK UK | Vendor | Partial | KYB, AML screening | – | 2026-06-26 | Request intro |
 iProov | UK UK | Vendor | No | Biometric, Liveness | – | 2026-06-26 | Request intro |
 NorthRow | UK UK | Vendor | Partial | Document, KYB, AML screening | – | 2026-06-26 | Request intro |
 Onfido | UK UK | Vendor | No | Document, Biometric, Liveness, AML screening | ISO 27001, SOC 2 Type II | 2026-06-25 | Request intro |
 Quantexa | UK UK | Vendor | No | Transaction monitoring, AML screening, KYB | – | 2026-06-26 | Request intro |
 SEON | Hungary / UK UK | Vendor | Partial | Fraud detection, AML screening | ISO 27001, SOC 2 | 2026-06-25 | Request intro |
 Shufti Pro | UK UK | Vendor | No | Document, Biometric, Liveness, AML screening +1 | – | 2026-06-26 | Request intro |
 Sumsub | UK / EU UK | Vendor | Partial | Document, Biometric, Liveness, AML screening +1 | ISO 27001, SOC 2 Type II | 2026-06-25 | Request intro |
 TrueLayer | UK UK | PI | No | – | ISO 27001 | 2026-06-25 | Request intro |
 Yoti | UK UK | Vendor | No | Document, Biometric, Liveness | – | 2026-06-26 | Request intro |
 Entrust | US US | Vendor | Partial | Document, Biometric, Liveness | – | 2026-06-26 | Request intro |
 Jumio | US US | Vendor | No | Document, Biometric, Liveness, AML screening | ISO 27001, SOC 2 | 2026-06-26 | Request intro |
 Trulioo | Canada US | Vendor | No | Document, Biometric, KYB, AML screening | – | 2026-06-26 | Request intro |
FAQ
What is the difference between KYC and KYB?
KYC verifies people (document, biometric, liveness); KYB verifies businesses (registry extracts, UBOs, sanctions). Fintechnologica lists 35 verified providers (19 European-origin) with their methods flagged - document, biometric, NFC chip, eID, KYB.
Why does EEA data residency matter most in KYC?
KYC processes the most sensitive personal data you hold - identity documents and biometrics. Under GDPR and CLOUD Act concerns, many European buyers require that this data never leaves the EEA; the catalogue flags each provider's EEA status (Yes/Partial/No) so you can filter for it.