KYC / KYB providers in Europe
35 verified European providers, ranked European-origin first (19 EU/EEA-origin). Identity verification and business onboarding - with EEA data residency for personal data. Compare by EEA data residency, licence and regulator - each verified at source.
KYC/KYB is the onboarding gate - document and biometric identity checks, business verification and screening at account opening - distinct from the ongoing transaction surveillance that lives in fraud & AML monitoring. It is also one of the few corners of fintech infrastructure with published prices (per-verification rates sit in the price table), so benchmark before you negotiate. Method badges on each profile show what a provider actually checks - documents, biometrics, liveness, registries - and reusable-identity players live next door in digital identity & eIDAS.
35 verified providers
Last source verification in this list: 2026-07-13. How we verify →
Authologic (Warsaw, Poland; Y Combinator 2021) - orchestration layer for identity verification: one API aggregating local KYC/AML methods - government eIDs, bank-based verification (AIS) and video/biometrics - across markets. USD 8.2m Series A led by OpenOcean (Oct 2024). Registered AISP (KNF).
Fourthline (Netherlands) - KYC/AML for EU regulated FIs; a regulated Payment Institution under the DNB and a trust service provider, spun out of ING.
iDenfy (Kaunas, Lithuania; since 2017) - identity verification and AML software; partners with AMLYZE. Lithuanian RegTech.
IDnow (Germany) - identity verification software (KYC/KYB/AML), eIDAS/AMLD-aligned, 3,000+ document types. German RegTech.
ID-Pal (Dublin, Ireland) - identity verification (document + biometric + database) for KYC/AML onboarding. Software vendor.
InfoCert (Rome, Italy) - Tinexta Infocert, one of Europe's largest eIDAS Qualified Trust Service Providers (QTSP), active in 20+ countries: qualified e-signatures and seals, timestamping, identity wallets and digital archiving. On the EU Trusted List (AgID); owns 51% of Camerfirma (ES) plus the LuxTrust JV (LU). Part of the listed Tinexta Group (IT).
Innovatrics (Bratislava, Slovakia; since 2004; R&D in Brno, CZ) - biometric software (fingerprint, face, iris; ABIS), a top NIST performer with 600+ projects across 80 countries. Slovak biometrics vendor.
Kontomatik (Warsaw + Vilnius) - CEE open-banking pioneer: AIS data aggregation, KYC and income/credit scoring across CEE and Iberia (15+ countries). First AISP in the KNF register (Poland) plus Bank of Lithuania (2018).
Lleida.net (Spain) - identity, e-signature and registered electronic notifications; a listed company (BME/Euronext). Software / trust services.
Muinmos (Copenhagen, Denmark) - AI client onboarding and lifecycle: the PASS engine delivers instant cross-border client classification, KYC/KYB and suitability per product/service/country. Regulation-first RegTech (RegTech100, 9 years).
Namirial (Senigallia, Italy; QTSP since 2010) - eIDAS Qualified Trust Service Provider: qualified e-signatures, seals, timestamping and remote identification across IT/ES/FR/DE. On the EU Trusted List (Italian supervisor AgID). NB: acquired by Bain Capital (US) for ~EUR 1.1bn (Mar 2025) and merged with Signaturit (ES) - an ownership/sovereignty flag despite EU operations.
Ondato (Lithuania) - full-stack KYC/AML software: biometric IDV, document validation, sanctions screening and KYB. Lithuanian RegTech.
Regula (Riga, Latvia; founded 1992) - forensic-grade identity document verification + biometrics; SDKs and hardware for KYC/onboarding. Software vendor.
Resistant AI (Prague, Czechia; founded 2019) - AI document-fraud detection and transaction monitoring, with 150m+ documents verified; Series B USD 25m (Oct 2025), investors including Experian and GV. Czech RegTech.
Salv (Tallinn, Estonia) - AML / financial-crime platform with AML Bridge (cross-bank intelligence sharing); founded by ex-Wise/Skype AML leads and led Estonia's countrywide AML initiative. Estonian RegTech.
Signicat (Norway) - digital identity hub combining 35+ national eIDs and 240 data sources in one API; a European leader, having acquired Electronic IDentification / eID (ES, video-IDV). Software / identity vendor.
Strise (Oslo, Norway) - AML automation / KYB & perpetual-KYC platform (company knowledge graph), onboarding & monitoring. Software vendor.
Veriff (Estonia) - identity verification software (12,000+ document types, 230+ countries). Estonian RegTech software vendor.
PXL Vision (Zurich, Switzerland) - automated browser-based identity verification (<30s) and e-signature; ZertES + eIDAS compliant (PXL Ident for QES). Clients include Swisscom, Swiss Life, BCV and SBB; R&D in Serbia and Armenia.
ComplyAdvantage (UK) - AML/KYC screening software (sanctions, PEP, watchlists, adverse media) built on a proprietary AI risk database. Software vendor.
ComplyCube (London, UK) - SaaS identity verification / KYC / AML platform; 300+ clients across financial services, crypto and telecoms. RegTech software vendor.
Encompass Corporation (London, UK; founded 2012) - Corporate Digital Identity (CDI) / KYB platform (EC360) automating KYC search from authoritative data; partners D&B and LexisNexis. BNP Paribas-led funding (2025).
FullCircl (London, UK; merged Artesian + DueDil) - KYC/KYB onboarding + business information & customer-lifecycle intelligence. Software vendor. Site now redirects to nCino (identitysolutions.ncino.com) - FullCircl acquired by nCino (US).
iProov (London, UK) - biometric face verification and liveness with anti-deepfake; clients include the UK Home Office, US DHS, GovTech Singapore, ING and UBS. Software vendor.
NorthRow (UK) - remote client onboarding + KYC/KYB/AML compliance automation (WorkStation). Software vendor.
Onfido (UK) - identity verification software; acquired by Entrust (US) Apr 2024 (~USD 650m) and now part of Entrust.
Quantexa (London, UK; founded 2016) - decision-intelligence / contextual analytics for KYC, financial crime, fraud and risk; USD 2.6bn valuation, Series F USD 175m (Mar 2025), 70+ countries, eyeing a 2026 IPO.
SEON (founded Budapest; now HQ Austin, TX) - fraud and AML software built on digital footprint; the most-funded Hungarian-founded startup.
Shufti Pro (Shufti Pro Ltd, London, UK; founded 2017) - identity verification / KYC / AML across 240+ countries. RegTech vendor (Companies House 11039567).
Sumsub (UK / EU) - identity verification and AML software (KYC/KYB/QES). Software vendor, not a regulated FI.
TrueLayer (UK) - FCA-authorised AISP + PISP and a UK/EU pay-by-bank leader; acquired Zimpler (Nordic/Swish).
Yoti (London, UK; founded 2014) - digital identity and age verification: facial age estimation and a reusable digital ID (DIATF-certified); clients include Instagram, John Lewis and the UK Home Office.
Entrust (Minnesota, US; acquired Onfido) - card issuance + identity (IDV) + NFC issuer wallet for iOS in the EEA. US origin = CLOUD Act exposure - contrast.
Jumio (Palo Alto, US; founded Vienna 2010) - AI identity verification / eKYC (ID + biometrics + liveness). US HQ = CLOUD Act exposure - contrast.
Trulioo (Vancouver, Canada) - global person & business identity verification (GlobalGateway), 195+ countries. Non-EU origin - contrast.
FAQ
What is the difference between KYC and KYB?
KYC verifies people (document, biometric, liveness); KYB verifies businesses (registry extracts, UBOs, sanctions). Fintechnologica lists 35 verified providers (19 European-origin) with their methods flagged - document, biometric, NFC chip, eID, KYB.
Why does EEA data residency matter most in KYC?
KYC processes the most sensitive personal data you hold - identity documents and biometrics. Under GDPR and CLOUD Act concerns, many European buyers require that this data never leaves the EEA; the catalogue flags each provider's EEA status (Yes/Partial/No) so you can filter for it.