Payment terminals and SoftPOS providers in Europe
7 verified European providers, ranked European-origin first (6 EU/EEA-origin). POS hardware and software-only terminals - Ingenico (French heritage, now Apollo-owned), CCV, Rubean and phos vs US Verifone; who physically accepts the tap. Compare by EEA data residency, licence and regulator - each verified at source.
7 verified providers
Last source verification in this list: 2026-07-13. How we verify →
At a glance (7 providers): licences: 5 Vendor, 2 PI; EEA data residency: 6 Yes, 1 Partial; headquarters: 6 EU core, 1 US.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | HQ | Licence | EEA data | Also offers | Verified | Intro |
|---|---|---|---|---|---|---|
 CCV | Netherlands EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 Comgate | Czechia EU core | PI | Yes | Payment gateway | 2026-07-13 | Request intro |
 Ingenico | France EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 phos | Bulgaria EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 Polskie ePłatności | Poland EU core | PI | Yes | Payment gateway | 2026-07-11 | Request intro |
 Rubean | Germany EU core | Vendor | Yes | – | 2026-07-12 | Request intro |
 Verifone | US US | Vendor | Partial | – | 2026-07-12 | Request intro |
FAQ
What is SoftPOS?
Software-only acceptance: an NFC Android phone becomes the terminal (PCI MPoC-certified), no hardware. Fintechnologica lists 7 verified terminal and SoftPOS providers (6 European-origin).
Is the terminal layer European?
Largely yes by heritage - Ingenico (FR) is the global leader and CCV (NL) a major player - though ownership is shifting (Ingenico under US PE, CCV acquired by Fiserv). The catalogue shows ownership flags next to origin so you see both.