phos
phos is a European (EEA-based) fintech-infrastructure provider (Payment terminals & SoftPOS). Verified at source - licence, regulator and registry reference. Active (Ingenico)
Free for buyers: describe your use case and we check it against phos and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
phos is built for merchants accepting in-person payments - terminals or phone-as-POS. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Bulgaria)
- Ownership / control: US-owned - Ingenico (Apollo) (US law applies, incl. the CLOUD Act)
What phos does
Verified licence profile
phos (Sofia, Bulgaria) - software-only point-of-sale (SoftPOS): turns Android phones into contactless payment terminals, white-labelled for banks and acquirers. Acquired by Ingenico (Mar 2023) - Bulgarian engineering inside the global terminals leader.
Verified 2026-07-12. How we verify → · Official website: phos.com · Spotted something out of date? Report a correction.
Timeline
- 2023-03 [m&a] Acquired by Ingenico
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FAQ
Is phos European / EEA-based?
Yes. phos hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Bulgaria.
What does phos do?
phos covers: Payment terminals & SoftPOS. Verified at source by Fintechnologica.
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