Conotoxia
Conotoxia is a European (EEA-based) fintech-infrastructure provider (Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Defunct (KNF revoked PI licence 2024; WSA upheld; Cinkciarz.pl bankruptcy)
Who it's for
Conotoxia is built for businesses moving money across currencies and borders - collections, FX and payouts.
Sovereignty profile
- Data residency (EEA): No - outside the EEA
- Company origin: EU core (Poland)
What Conotoxia does
Verified licence profile
Conotoxia Sp. z o.o. (owner of Cinkciarz.pl) - Polish online FX / currency exchange. KNF REVOKED its national payment-institution licence (2024) for failing to safeguard client funds; removed from the KNF register and the Voivodeship Administrative Court (WSA) dismissed its appeal; bankruptcy for Cinkciarz.pl. Proof-of-value for the Status/Risk column.
Verified 2026-06-28. How we verify → · Spotted something out of date? Report a correction. · Are you Conotoxia? Work with us →
Official register entries
- Payment institution (PI) - Polish Financial Supervision Authority · Ref 9291858406 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2024 [licence] KNF revoked its national payment-institution licence
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FAQ
Is Conotoxia European / EEA-based?
Conotoxia is EU core origin (Poland) and is not fully EEA-based; shown as a contrast/comparison.
What does Conotoxia do?
Conotoxia covers: Cross-border payments / FX. Verified at source by Fintechnologica.