Fexco
Fexco is a European (EEA-based) fintech-infrastructure provider (Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active
Who it's for
Fexco is built for businesses moving money across currencies and borders - collections, FX and payouts. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Ireland)
What Fexco does
Verified licence profile
Fexco (Killorglin, Ireland; founded 1981) - one of Europe's original fintechs (2,300+ staff, operations in 29 countries): dynamic currency conversion (DCC) pioneer, multi-currency pricing, tax-free shopping and international payments/FX; 2026 Visa partnership extends DCC reach. Payment institution (Central Bank of Ireland).
Verified 2026-07-13. How we verify → · Spotted something out of date? Report a correction. · Are you Fexco? Work with us →
Official register entries
- Payment institution (PI) - Central Bank of Ireland · Ref C55083 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Similar verified European providers
AKCENTA (Hradec Kralove, Czech Republic; founded 1997) - one of Central Europe's largest non-bank FX and payments providers for SMEs: foreign exchange, international payments and hedging for approx. 43,000 clients across CZ, SK, HU, PL, RO and DE. Payment institution (Czech National Bank). Member of the Raiffeisen Bank International group since 2021 - ownership flag (EU).
🏦 Local IBANs: GB DE LU
Banking Circle S.A. (Luxembourg) - cross-border banking, accounts, payments and settlement for banks, PSPs and fintechs; issues the EURI euro stablecoin. Credit institution, CSSF (LUB00000408); not the unrelated 'Circle Group S.A.'.
Currency One S.A. (Poznan) - operator of Walutomat (P2P currency exchange, since 2009) and InternetowyKantor.pl. Krajowa Instytucja Platnicza (national payment institution) licensed by KNF (since 2015-07-21); online FX, payment accounts, transfers.
CurrencyFair (Dublin, Ireland) - peer-to-peer currency exchange + international money transfers (20+ currencies). Payment institution authorised by the Central Bank of Ireland (firm ref C57373, EU Payment Services Regs 2018); also regulated in AU (ASIC) and SG (MAS).
🏦 Local IBANs: ES GB BE
EMI FCA (Ebury Partners UK) + Ebury Partners Belgium (EEA) + Spain branch (Bank of Spain reg 6889); own-IBAN accounts; majority Santander.
🏦 Local IBANs: CY
ECOMMBX (Cyprus) - business IBAN accounts in the company's own name, cross-border payments, cards, acquiring and multi-currency (ECOMMVERSE platform). Cypriot EMI (Central Bank of Cyprus).
FAQ
Is Fexco European / EEA-based?
Yes. Fexco hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Ireland.
What does Fexco do?
Fexco covers: Cross-border payments / FX. Verified at source by Fintechnologica.