Verified provider profile

Aiia

Aiia is a European (EEA-based) fintech-infrastructure provider (Open banking). Verified at source - licence, regulator and registry reference. Active (Mastercard)

EU core · DenmarkEEA data: YesLicence: PIVerified at source 2026-06-25
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Who it's for

Aiia is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Denmark)
  • Ownership / control: US-owned - Mastercard (US law applies, incl. the CLOUD Act)

What Aiia does

Open banking

Verified licence profile

Aiia (Denmark) - open banking data and payments across 3,000+ European banks; now Mastercard Open Banking Services Europe A/S (Mastercard-owned).

Verified 2026-06-25. How we verify → · Official website: aiia.eu · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Danish Financial Supervisory Authority · Ref 33509006 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Timeline

  • 2021 [m&a] Acquired by Mastercard

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FAQ

Is Aiia European / EEA-based?

Yes. Aiia hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Denmark.

What does Aiia do?

Aiia covers: Open banking. Verified at source by Fintechnologica.

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