Verified provider profile

Fabrick

Fabrick is a European (EEA-based) fintech-infrastructure provider (BaaS, Open banking, IBAN sponsor). Verified at source - licence, regulator and registry reference. Active (Banca Sella)

EU core · ItalyEEA data: YesLicence: PIVerified at source 2026-07-19

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Who it's for

Fabrick is built for teams that want accounts, payments and cards behind one contract and one API. It operates under a payment institution licence. Verified stand-outs: local IBANs in IT.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Italy)
  • Ownership / control: EU-owned - Banca Sella
  • Local IBANs: IT
  • Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed

What Fabrick does

Capabilities & rails

  • Payment rails (documented): SCT · SDD Core
  • Account model: Virtual · Named virtual
  • Account currencies: EUR

Verified licence profile

Fabrick (Italy) - licence-as-a-service and open-finance middleware, including virtual IBANs as a service (via Banca Sella rails). Payment Institution (AIS+PIS), Bank of Italy; 80% owned by Banca Sella.

Verified 2026-07-19. How we verify → · Official website: fabrick.com · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Bank of Italy · Ref 02654890025 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

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FAQ

Is Fabrick European / EEA-based?

Yes. Fabrick hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Italy.

What does Fabrick do?

Fabrick covers: BaaS, Open banking, IBAN sponsor. Verified at source by Fintechnologica.

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