Fabrick
Fabrick is a European (EEA-based) fintech-infrastructure provider (BaaS, Open banking, IBAN sponsor). Verified at source - licence, regulator and registry reference. Active (Banca Sella)
Who it's for
Fabrick is built for teams that want accounts, payments and cards behind one contract and one API. It operates under a payment institution licence. Verified stand-outs: local IBANs in IT.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Italy)
- Local IBANs: IT
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Fabrick does
Capabilities & rails
- 🛤️ Payment rails (documented): SCT · SDD Core
- Account model: Virtual · Named virtual
- Account currencies: EUR
Verified licence profile
Fabrick (Italy) - licence-as-a-service and open-finance middleware, including virtual IBANs as a service (via Banca Sella rails). Payment Institution (AIS+PIS), Bank of Italy; 80% owned by Banca Sella.
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Fabrick? Work with us →
Official register entries
- Payment institution (PI) - Bank of Italy · Ref 02654890025 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Fabrick European / EEA-based?
Yes. Fabrick hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Italy.
What does Fabrick do?
Fabrick covers: BaaS, Open banking, IBAN sponsor. Verified at source by Fintechnologica.