Fire
Fire is a European (EEA-based) fintech-infrastructure provider (BaaS, IBAN sponsor, Card issuing software). Verified at source - licence, regulator and registry reference. Active
Who it's for
Fire is built for teams that want accounts, payments and cards behind one contract and one API. It operates under a payment institution licence. Verified stand-outs: local IBANs in IE.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Ireland)
- Local IBANs: IE
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Fire does
Capabilities & rails
- 🛤️ Payment rails (documented): SCT · FPS · Bacs · SWIFT
- Account model: Dedicated
- Account currencies: EUR; GBP
Verified licence profile
Fire (Ireland) - EUR and GBP accounts, Irish IBANs and an API; a Payment Institution under the Central Bank of Ireland (Ref C58301), with a UK entity. NB: PI, not EMI.
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Fire? Work with us →
Official register entries
- Payment institution (PI) - Central Bank of Ireland · Ref C58301 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Fire European / EEA-based?
Yes. Fire hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Ireland.
What does Fire do?
Fire covers: BaaS, IBAN sponsor, Card issuing software. Verified at source by Fintechnologica.