Verified provider profile

Bankera

Bankera is a European (EEA-based) fintech-infrastructure provider (BaaS, IBAN sponsor, Card issuing software). Verified at source - licence, regulator and registry reference. Active

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Who it's for

Bankera is built for teams that want accounts, payments and cards behind one contract and one API. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in LT.

Sovereignty profile

Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
Company origin: EU core (Lithuania)
Local IBANs: LT
Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed

What Bankera does

Capabilities & rails

🛤️ Payment rails (documented): SCT · SCT Inst · SWIFT
Account model: Virtual · Dedicated
Account currencies: EUR; GBP; USD

Verified licence profile

Bankera (Lithuania) - business and personal banking (LT IBANs, SEPA/SWIFT, cards) operated via UAB Pervesk (EMI, Bank of Lithuania). Earlier 2017-18 ICO-funded history.

Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Bankera? Work with us →

Official register entries

E-money institution (EMI) - Bank of Lithuania · Ref LB000426 · Active (EBA PSD2 register, as of 2026-07-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

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FAQ

Is Bankera European / EEA-based?

Yes. Bankera hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Lithuania.

What does Bankera do?

Bankera covers: BaaS, IBAN sponsor, Card issuing software. Verified at source by Fintechnologica.

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