Genome
Genome is a European (EEA-based) fintech-infrastructure provider (BaaS, IBAN sponsor, Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active
Free for buyers: describe your use case and we check it against Genome and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
Genome is built for teams that want accounts, payments and cards behind one contract and one API. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in LT.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Lithuania)
- Ownership / control: no change of control on record
- Local IBANs: LT
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Genome does
Capabilities & rails
- Payment rails (documented): SCT · SCT Inst · FPS · Bacs · CHAPS · SWIFT
- Account model: Dedicated
- Account currencies: EUR; GBP; USD; CHF; PLN; CZK; SEK; DKK; HUF
Verified licence profile
Genome (UAB Maneuver, Lithuania; since 2018) - LT IBANs, accounts and cards. EMI LB000453 (Bank of Lithuania).
Verified 2026-07-19. How we verify → · Official website: genome.eu · Spotted something out of date? Report a correction.
Official register entries
- E-money institution (EMI) - Bank of Lithuania · Ref LB000453 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Genome European / EEA-based?
Yes. Genome hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Lithuania.
What does Genome do?
Genome covers: BaaS, IBAN sponsor, Cross-border payments / FX. Verified at source by Fintechnologica.
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