Genome
Genome is a European (EEA-based) fintech-infrastructure provider (BaaS, IBAN sponsor, Card issuing software, Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active
Who it's for
Genome is built for teams that want accounts, payments and cards behind one contract and one API. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in LT.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Lithuania)
- Local IBANs: LT
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Genome does
Capabilities & rails
- 🛤️ Payment rails (documented): SCT · SCT Inst · FPS · Bacs · CHAPS · SWIFT
- Account model: Dedicated
- Account currencies: EUR; GBP; USD; CHF; PLN; CZK; SEK; DKK; HUF
Verified licence profile
Genome (UAB Maneuver, Lithuania; since 2018) - LT IBANs, accounts and cards. EMI LB000453 (Bank of Lithuania).
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Genome? Work with us →
Official register entries
- E-money institution (EMI) - Bank of Lithuania · Ref LB000453 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Similar verified European providers
🏦 Local IBANs: LT
Paysera (Lithuania; since 2012) - LT IBANs, SEPA, multi-currency accounts and cards. EMI LB000251 (Bank of Lithuania).
🏦 Local IBANs: LT
Bankera (Lithuania) - business and personal banking (LT IBANs, SEPA/SWIFT, cards) operated via UAB Pervesk (EMI, Bank of Lithuania). Earlier 2017-18 ICO-funded history.
🏦 Local IBANs: GB DE LU
Banking Circle S.A. (Luxembourg) - cross-border banking, accounts, payments and settlement for banks, PSPs and fintechs; issues the EURI euro stablecoin. Credit institution, CSSF (LUB00000408); not the unrelated 'Circle Group S.A.'.
🏦 Local IBANs: LT
ConnectPay (Lithuania) - BaaS and embedded finance for platforms (accounts, payments, cards). EMI No. 24 (Bank of Lithuania); PIS/AIS extension 2024.
🏦 Local IBANs: CY
ECOMMBX (Cyprus) - business IBAN accounts in the company's own name, cross-border payments, cards, acquiring and multi-currency (ECOMMVERSE platform). Cypriot EMI (Central Bank of Cyprus).
🏦 Local IBANs: IE
Fire (Ireland) - EUR and GBP accounts, Irish IBANs and an API; a Payment Institution under the Central Bank of Ireland (Ref C58301), with a UK entity. NB: PI, not EMI.
FAQ
Is Genome European / EEA-based?
Yes. Genome hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Lithuania.
What does Genome do?
Genome covers: BaaS, IBAN sponsor, Card issuing software, Cross-border payments / FX. Verified at source by Fintechnologica.