Mangopay
Mangopay is a European (EEA-based) fintech-infrastructure provider (BaaS, IBAN sponsor, Card issuing software, Payment gateway). Verified at source - licence, regulator and registry reference. Active
Who it's for
Mangopay is built for teams that want accounts, payments and cards behind one contract and one API. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in LU.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Luxembourg)
- Local IBANs: LU
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Mangopay does
Capabilities & rails
- 🌐 Local-payments coverage: Regional / pan-European
- Local payment schemes: iDEAL, Bancontact, giropay, Przelewy24, Klarna
- E-commerce integrations: PrestaShop, Magento, WooCommerce
- 🛤️ Payment rails (documented): SCT · SCT Inst · SDD Core · FPS
- Account model: Virtual · Named virtual
- Account currencies: EUR; GBP; USD
Verified licence profile
Mangopay (Mangopay S.A., Luxembourg) - marketplace and platform payments with per-user virtual IBANs. EMI, CSSF.
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Mangopay? Work with us →
Official register entries
- E-money institution (EMI) - Commission for the Supervision of Financial Sector · Ref W00000005 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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Side-by-side
Verified facts in one table - licence, residency, rails. No verdict.
FAQ
Is Mangopay European / EEA-based?
Yes. Mangopay hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Luxembourg.
What does Mangopay do?
Mangopay covers: BaaS, IBAN sponsor, Card issuing software, Payment gateway. Verified at source by Fintechnologica.