Mangopay alternatives - verified European options
119 verified providers share Mangopay's ground. The closest matches are below, European-origin first - facts, not verdicts, each checked at source.
Who you would be replacing: Mangopay is built for teams that want accounts, payments and cards behind one contract and one API. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in LU.
An alternative has to cover the same ground - BaaS, IBAN sponsor, Payment gateway - and fit your licence model, markets and data-residency requirements. The cards below rank by verified capability overlap; every claim traces to the provider's profile and register entry. The full category list lives in the BaaS hub.
Side-by-side
Verified facts in one table - licence, residency, rails. No verdict.
Closest verified alternatives
Local IBANs: LT
Paysera (Lithuania; since 2012) - LT IBANs, SEPA, multi-currency accounts and cards. EMI LB000251 (Bank of Lithuania).
Local IBANs: FR
Lemonway (France) - marketplace payments with dedicated virtual IBANs. EMI, ACPR (reg 16568).
Local IBANs: LU
Striga (Luxembourg) - crypto BaaS, card issuing and virtual IBANs. EMI + CASP licence (Luxembourg). Acquired by Lightspark (US) - sovereignty flag.
Local IBANs: LT
Bankera (Lithuania) - business and personal banking (LT IBANs, SEPA/SWIFT, cards) operated via UAB Pervesk (EMI, Bank of Lithuania). Earlier 2017-18 ICO-funded history.
Local IBANs: LT
ConnectPay (Lithuania) - BaaS and embedded finance for platforms (accounts, payments, cards). EMI No. 24 (Bank of Lithuania); PIS/AIS extension 2024.
Local IBANs: FR DE ES IT NL BE
Swan (France) - embedded banking, accounts and card issuing; Mastercard Principal Member sponsoring embedded card programmes. EMI, ACPR (ref 86245).
Local IBANs: LT
Genome (UAB Maneuver, Lithuania; since 2018) - LT IBANs, accounts and cards. EMI LB000453 (Bank of Lithuania).
Local IBANs: BG
iCard (Bulgaria) - personal and business IBANs, cards and a wallet (Phyre); the 2nd-largest EMI in Bulgaria (37.8% share). EMI, Bulgarian National Bank.
Local IBANs: FR
Okali (SFPMEI, Banque de France; France) - a BaaS pioneer since 2013 and the regulated entity behind Spendesk, Blank, Helios and others. EMI; 100% Crédit Agricole subsidiary (Jan 2022).
FAQ
What are the best Mangopay alternatives?
Fintechnologica lists 119 verified European providers sharing Mangopay's categories (BaaS, IBAN sponsor, Payment gateway); the closest matches by verified capability overlap are on this page, European-origin first. Which one fits depends on your markets, licence model and volumes - exactly the comparison a match request answers with three named providers.
How do I compare Mangopay with an alternative side by side?
Start from the verified fields every profile carries - licence type and regulator, EEA data residency, local IBANs and rails, published pricing. Curated side-by-side tables exist for selected pairs, and the catalogue's Compare checkbox puts any three providers in one table. For a like-for-like brief across three named providers, request a match.