Fintech infrastructure providers in Luxembourg
7 verified providers headquartered in Luxembourg - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
Fintech licensing and products in Luxembourg
The official registers list 52 licensed payment, e-money and crypto firms in Luxembourg (as of 2026-09-18): 18 e-money institutions (EMI), 21 payment institutions (PI), 13 MiCA crypto-asset service providers (CASP). 12 of them belong to a provider with a verified profile here. Browse all 52 in the European Fintech Index →
Passporting: 46 of the 52 firms licensed in Luxembourg have notified at least one other EEA state. In the other direction, 867 firms licensed elsewhere in the EEA have notified services into Luxembourg under an EEA passport, about 17 for every firm licensed at home. The largest groups are licensed in Lithuania (107), France (96), the Netherlands (82).
Products offered by the providers below: Crypto / digital-asset infra (5), BaaS (3), IBAN sponsor (3), Card issuing software (1), Core banking (1), Cross-border payments / FX (1), Open banking (1), Payment gateway (1), Verification of Payee (1).
7 verified providers in Luxembourg
At a glance (7 providers): licences: 2 CASP, 2 EMI, 1 Bank, 1 PI, 1 Vendor; EEA data residency: 6 Yes, 1 Partial.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | Licence | EEA data | Products | Verified | Intro |
|---|---|---|---|---|---|
| Bank | Yes | BaaS, IBAN sponsor, Crypto / digital-asset infra +1 | 2026-07-19 | Request intro | |
| CASP | Partial | Crypto / digital-asset infra | 2026-06-26 | Request intro | |
| CASP | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro | |
| PI | Yes | Open banking, Verification of Payee | 2026-07-13 | Request intro | |
| EMI | Yes | BaaS, IBAN sponsor, Payment gateway | 2026-07-19 | Request intro | |
| EMI | Yes | BaaS, Card issuing software, IBAN sponsor +2 | 2026-07-19 | Request intro | |
| Vendor | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro |