Unnax
Unnax is a European (EEA-based) fintech-infrastructure provider (BaaS, Open banking, IBAN sponsor). Verified at source - licence, regulator and registry reference. Active (Powens 2024)
Free for buyers: describe your use case and we check it against Unnax and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
Unnax is built for teams that want accounts, payments and cards behind one contract and one API. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in ES.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Spain)
- Ownership / control: EU-owned - Powens
- Local IBANs: ES
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Unnax does
Capabilities & rails
- Payment rails (documented): SCT · SCT Inst · SDD Core
- Account model: Virtual
- Account currencies: EUR
Verified licence profile
Unnax (Unnax Regulatory Services EDE SL, Spain) - triple AISP/PISP/EMI licence with Spanish IBANs; part of Powens. EMI, Bank of Spain (reg 6719).
Verified 2026-07-19. How we verify → · Official website: powens.com · Spotted something out of date? Report a correction.
Official register entries
- E-money institution (EMI) - Bank of Spain · Ref 6719 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Known to power
- Powens (ibans-via) — IBANs provided via Unnax
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FAQ
Is Unnax European / EEA-based?
Yes. Unnax hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Spain.
What does Unnax do?
Unnax covers: BaaS, Open banking, IBAN sponsor. Verified at source by Fintechnologica.
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