Unnax
Unnax is a European (EEA-based) fintech-infrastructure provider (BaaS, Open banking, IBAN sponsor). Verified at source - licence, regulator and registry reference. Active (Powens 2024)
Who it's for
Unnax is built for teams that want accounts, payments and cards behind one contract and one API. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in ES.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Spain)
- Local IBANs: ES
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Unnax does
Capabilities & rails
- 🛤️ Payment rails (documented): SCT · SCT Inst · SDD Core
- Account model: Virtual
- Account currencies: EUR
Verified licence profile
Unnax (Unnax Regulatory Services EDE SL, Spain) - triple AISP/PISP/EMI licence with Spanish IBANs; part of Powens. EMI, Bank of Spain (reg 6719).
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Unnax? Work with us →
Official register entries
- E-money institution (EMI) - Bank of Spain · Ref 6719 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Known to power
- Powens (ibans-via) — IBANs provided via Unnax
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FAQ
Is Unnax European / EEA-based?
Yes. Unnax hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Spain.
What does Unnax do?
Unnax covers: BaaS, Open banking, IBAN sponsor. Verified at source by Fintechnologica.