Fintech infrastructure providers in Spain
18 verified providers headquartered in Spain - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
Fintech licensing and products in Spain
The official registers list 113 licensed payment, e-money and crypto firms in Spain (as of 2026-09-18): 12 e-money institutions (EMI), 79 payment institutions (PI), 15 MiCA crypto-asset service providers (CASP), 7 account information service providers (AISP). 9 of them belong to a provider with a verified profile here. Browse all 113 in the European Fintech Index →
Passporting: 55 of the 113 firms licensed in Spain have notified at least one other EEA state. In the other direction, 900 firms licensed elsewhere in the EEA have notified services into Spain under an EEA passport, about 8 for every firm licensed at home. The largest groups are licensed in Lithuania (107), France (96), the Netherlands (85).
Products offered by the providers below: Payment gateway (5), IBAN sponsor (4), Local payment schemes (4), BaaS (3), Open banking (3), Cross-border payments / FX (2), Issuer processing (2), BIN sponsor (1), Card issuing software (1), Click to Pay (1), E-invoicing & tax compliance (1), KYC/KYB (1), Lending module (1), Treasury & cash management (1).
18 verified providers in Spain
At a glance (18 providers): licences: 6 PI, 4 not documented, 4 Vendor, 3 EMI, 1 Bank; EEA data residency: 17 Yes, 1 Partial.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | Licence | EEA data | Products | Verified | Intro |
|---|---|---|---|---|---|
 Belvo | PI | Yes | Open banking | 2026-06-25 | Request intro |
 Bizum | – | Yes | Local payment schemes | 2026-06-26 | Request intro |
 Cecabank | Bank | Yes | BaaS, IBAN sponsor, Issuer processing | 2026-07-19 | Request intro |
 Devengo | PI | Yes | Payment gateway | 2026-07-11 | Request intro |
 Ebury | EMI | Partial | IBAN sponsor, Cross-border payments / FX | 2026-07-19 | Request intro |
 EDICOM | Vendor | Yes | E-invoicing & tax compliance | 2026-06-29 | Request intro |
 Embat | Vendor | Yes | Treasury & cash management | 2026-07-11 | Request intro |
 Getnet Europe | PI | Yes | Payment gateway | 2026-07-13 | Request intro |
 Iberpay | – | Yes | Local payment schemes | 2026-07-13 | Request intro |
 Inespay | PI | Yes | Open banking, Local payment schemes | 2026-07-13 | Request intro |
 Kantox | – | Yes | Cross-border payments / FX | 2026-06-25 | Request intro |
 Lleida.net | Vendor | Yes | KYC/KYB | 2026-06-25 | Request intro |
 MONEI | PI | Yes | Payment gateway | 2026-06-26 | Request intro |
 PAYCOMET | PI | Yes | Payment gateway | 2026-07-13 | Request intro |
 Pecunpay | EMI | Yes | Card issuing software, BIN sponsor, IBAN sponsor +1 | 2026-07-19 | Request intro |
 Redsys | Vendor | Yes | Payment gateway, Issuer processing, Local payment schemes +1 | 2026-06-26 | Request intro |
 SeQura | – | Yes | Lending module | 2026-07-13 | Request intro |
 Unnax | EMI | Yes | BaaS, Open banking, IBAN sponsor | 2026-07-19 | Request intro |