Ebury
Ebury is a European (EEA-based) fintech-infrastructure provider (IBAN sponsor, Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active (Santander)
Who it's for
Ebury is built for products that need customer accounts and IBANs issued under the provider's licence. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in ES, GB, BE.
Sovereignty profile
- Data residency (EEA): Partial - partly in the EEA - check the rail
- Company origin: EU core (Spain / UK)
- Local IBANs: ES; GB; BE
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Ebury does
Capabilities & rails
- 🛤️ Payment rails (documented): SCT · FPS · Bacs · SWIFT
- Account model: Dedicated
- Account currencies: EUR; GBP; USD; PLN; SEK; NOK; DKK; HUF
Verified licence profile
EMI FCA (Ebury Partners UK) + Ebury Partners Belgium (EEA) + Spain branch (Bank of Spain reg 6889); own-IBAN accounts; majority Santander.
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Ebury? Work with us →
Official register entries
- Payment institution (PI) - Bank of Lithuania · Ref LB002070 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Ebury European / EEA-based?
Partly. Ebury is EU core origin (Spain / UK); part of its rail or data sits outside the EEA - check the licence profile.
What does Ebury do?
Ebury covers: IBAN sponsor, Cross-border payments / FX. Verified at source by Fintechnologica.