TransferMate
TransferMate is a European (EEA-based) fintech-infrastructure provider (IBAN sponsor, Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active
Who it's for
TransferMate is built for products that need customer accounts and IBANs issued under the provider's licence. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in IE.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Ireland)
- Local IBANs: IE
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What TransferMate does
Capabilities & rails
- 🛤️ Payment rails (documented): SCT · Bacs · SWIFT
- Account model: Virtual
- Account currencies: EUR; GBP; USD
Verified licence profile
TransferMate (Ireland) - multi-currency accounts with a broad global licence footprint. EMI, Central Bank of Ireland.
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you TransferMate? Work with us →
Official register entries
- Payment institution (PI) - Central Bank of Ireland · Ref C42802 · Active (EBA PSD2 register, as of 2026-07-18)
- E-money institution (EMI) - Central Bank of Ireland · Ref C42802 · Active (EBA PSD2 register, as of 2026-07-18)
- E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900930 · Active (FCA Financial Services Register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is TransferMate European / EEA-based?
Yes. TransferMate hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Ireland.
What does TransferMate do?
TransferMate covers: IBAN sponsor, Cross-border payments / FX. Verified at source by Fintechnologica.