Verified provider profile

TransferMate

TransferMate is a European (EEA-based) fintech-infrastructure provider (IBAN sponsor, Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active

EU core · IrelandEEA data: YesLicence: EMIVerified at source 2026-07-19
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Who it's for

TransferMate is built for products that need customer accounts and IBANs issued under the provider's licence. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in IE.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Ireland)
  • Ownership / control: no change of control on record
  • Local IBANs: IE
  • Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed

What TransferMate does

IBAN sponsorCross-border payments / FX

Capabilities & rails

  • Payment rails (documented): SCT · Bacs · SWIFT
  • Account model: Virtual
  • Account currencies: EUR; GBP; USD

Verified licence profile

TransferMate (Ireland) - multi-currency accounts with a broad global licence footprint. EMI, Central Bank of Ireland.

Verified 2026-07-19. How we verify → · Official website: transfermate.com · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Central Bank of Ireland · Ref C42802 · Active (EBA PSD2 register, as of 2026-09-18)
  • E-money institution (EMI) - Central Bank of Ireland · Ref C42802 · Active (EBA PSD2 register, as of 2026-09-18)
  • E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900930 · Active (FCA Financial Services Register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

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FAQ

Is TransferMate European / EEA-based?

Yes. TransferMate hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Ireland.

What does TransferMate do?

TransferMate covers: IBAN sponsor, Cross-border payments / FX. Verified at source by Fintechnologica.

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