Verified provider profile

finAPI

finAPI is a European (EEA-based) fintech-infrastructure provider (Open banking). Verified at source - licence, regulator and registry reference. Active (SCHUFA)

EU core · GermanyEEA data: YesLicence: PIVerified at source 2026-06-25
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Who it's for

finAPI is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Germany)
  • Ownership / control: EU-owned - SCHUFA

What finAPI does

Open banking

Verified licence profile

finAPI (Germany) - open banking AIS/PIS and PSD2 licence-as-a-service. BaFin-licensed; majority owned by SCHUFA.

Verified 2026-06-25. How we verify → · Official website: finapi.io · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Federal Financial Supervisory Authority · Ref 151548 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

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  • Aiia EU core PI Denmark · EEA: YesShared: Open banking, Open banking: AIS / PIS
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  • Bridge EU core PI France · EEA: YesShared: Open banking, Open banking: AIS / PIS
  • Enable Banking EU core PI Finland · EEA: YesShared: Open banking, Open banking: AIS / PIS
  • Fabrick EU core PI Italy · EEA: YesShared: Open banking, Open banking: AIS / PIS
  • Finqware EU core PI Romania · EEA: YesShared: Open banking, Open banking: AIS / PIS

FAQ

Is finAPI European / EEA-based?

Yes. finAPI hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Germany.

What does finAPI do?

finAPI covers: Open banking. Verified at source by Fintechnologica.

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