Verified provider profile

Element Insurance

Element Insurance is a European (EEA-based) fintech-infrastructure provider (Embedded insurance). Verified at source - licence, regulator and registry reference.

EU core · GermanyEEA data: YesVerified at source 2026-07-12

Defunct

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Element Insurance is no longer operating. Free for buyers: describe your use case and we shortlist verified alternatives that fit your licence, data-residency and market needs, then introduce you to the right person. Reply within 1-2 business days.

Who it's for

Element Insurance is built for products embedding insurance into their flows.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Germany)
  • Ownership / control: no change of control on record

What Element Insurance does

Embedded insurance

Verified licence profile

Element Insurance AG (Berlin, Germany) - white-label insurtech carrier (BaFin-licensed) that powered embedded-insurance programmes. Insolvent: BaFin filed for insolvency after the company's Dec 2024 over-indebtedness notice; final insolvency proceedings opened 1 Mar 2025 (approx. 400,000 policyholders affected; reinsurer Hannover Rueck had declined to renew). Proof-of-value: carrier due diligence matters in embedded insurance.

Verified 2026-07-12. How we verify → · Official website: element.in · Spotted something out of date? Report a correction.

Timeline

  • 2025-03-01 [status] Final insolvency proceedings initiated (BaFin filed after the Dec 2024 over-indebtedness notice; approx. 400,000 policyholders)

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FAQ

Is Element Insurance European / EEA-based?

Yes. Element Insurance hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Germany.

What does Element Insurance do?

Element Insurance covers: Embedded insurance. Verified at source by Fintechnologica.

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