Solaris
Solaris is a European (EEA-based) fintech-infrastructure provider (BaaS, Card issuing software, BIN sponsor, IBAN sponsor, Lending module). Verified at source - licence, regulator and registry reference.
Watch · BaFin supervision
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Who it's for
Solaris is built for teams that want accounts, payments and cards behind one contract and one API. It operates with a full banking licence - deposit-guaranteed accounts and credit products are on the table. Verified stand-outs: local IBANs in DE; credit-card capable.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Germany)
- Ownership / control: no change of control on record
- Local IBANs: DE
- Client funds: deposits at a credit institution - deposit guarantee scheme applies (up to EUR 100,000)
- Card issuing reach (BIN): EEA - Yes
What Solaris does
Capabilities & rails
- Card products: Prepaid; Debit; Credit
- Settlement currencies: EUR
- Payment rails (documented): SCT · SCT Inst · SDD Core · SDD B2B
- Account model: Virtual · Dedicated
- Account currencies: EUR
Verified licence profile
Solaris (Germany) - BaaS, card issuing and BIN sponsorship on a German banking licence. Credit institution, BaFin. Acquired Contis (2021). NB: heightened BaFin supervision (onboarding restrictions, fines 2024-2025).
Verified 2026-07-19. How we verify → · Official website: solarisgroup.com · Spotted something out of date? Report a correction.
Official register entries
- E-money institution (EMI) - Bank of Lithuania · Ref LB001896 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2024 [penalty] BaFin fine EUR 6.5m for late SAR filings; heightened supervision with onboarding restrictions
- 2021 [m&a] Acquired Contis
Similar verified European providers
Full list: Solaris alternatives →
Pecunpay EU core EMI Spain · EEA: YesShared: Card issuing software, BIN sponsor, IBAN sponsor, BaaS, Cards: Prepaid / Debit, Card form: Virtual / Physical, Accounts: Dedicated
Swan EU core EMI France · EEA: YesShared: BaaS, Card issuing software, IBAN sponsor, BIN sponsor, Cards: Prepaid / Debit, Card form: Virtual / Physical / Metal, Accounts: Dedicated
Adyen EU core Bank Netherlands · EEA: YesShared: Card issuing software, BIN sponsor, IBAN sponsor, Cards: Prepaid / Debit, Card form: Virtual / Physical / Metal, Accounts: Virtual / Dedicated
DiPocket EU core EMI Lithuania / UK · EEA: PartialShared: BIN sponsor, IBAN sponsor, Card issuing software, Lending module, Cards: Prepaid / Debit, Card form: Virtual / Physical, Accounts: Dedicated
Paynetics EU core EMI Bulgaria / UK · EEA: PartialShared: Card issuing software, BIN sponsor, IBAN sponsor, BaaS, Cards: Prepaid / Debit, Card form: Virtual / Physical, Accounts: Virtual / Dedicated
Bankera EU core EMI Lithuania · EEA: YesShared: BaaS, IBAN sponsor, Card issuing software, Card form: Virtual / Physical, Accounts: Virtual / Dedicated, Local IBANs
Side-by-side
Verified facts in one table - licence, residency, rails. No verdict.
FAQ
Is Solaris European / EEA-based?
Yes. Solaris hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Germany.
What does Solaris do?
Solaris covers: BaaS, Card issuing software, BIN sponsor, IBAN sponsor, Lending module. Verified at source by Fintechnologica.
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