Verified provider profile

Vodeno

Vodeno is a European (EEA-based) fintech-infrastructure provider (BaaS, IBAN sponsor, Core banking). Verified at source - licence, regulator and registry reference. Active (UniCredit 2025)

EU core · Belgium / PolandEEA data: YesLicence: VendorVerified at source 2026-07-19

Free for buyers: describe your use case and we check it against Vodeno and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.

Who it's for

Vodeno is built for teams that want accounts, payments and cards behind one contract and one API. As an unlicensed vendor, regulatory obligations stay on the client's side. Verified stand-outs: local IBANs in BE.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Belgium / Poland)
  • Ownership / control: EU-owned - UniCredit
  • Local IBANs: BE

What Vodeno does

Capabilities & rails

  • Payment rails (documented): SCT · SCT Inst · SDD Core
  • Account model: Virtual
  • Account currencies: EUR; GBP; USD; PLN

Verified licence profile

Vodeno (Belgium / Poland) - BaaS technology, with the licence held via Aion Bank (BE, ECB); acquired by UniCredit (Mar 2025).

Verified 2026-07-19. How we verify → · Official website: vodeno.com · Spotted something out of date? Report a correction.

Built on

  • Aion Bank (licence-via) — BaaS technology with the banking licence held via Aion Bank (ECB)

Known to power

  • Aion Bank (runs-on) — Digital bank paired with Vodeno technology
  • NatWest Boxed (runs-on) — Uses NatWest UK banking licence plus Vodeno technology

Timeline

  • 2025-03 [m&a] Acquired by UniCredit (together with Aion Bank)

Similar verified European providers

  • Striga EU core EMI Luxembourg · EEA: YesShared: BaaS, IBAN sponsor, Core banking, Accounts: Virtual, Local IBANs
  • Advapay EU core Vendor Estonia · EEA: YesShared: Core banking, BaaS
  • Fininbox EU core Vendor Lithuania · EEA: YesShared: BaaS, Core banking
  • Natech EU core Vendor Greece · EEA: YesShared: Core banking, BaaS
  • Tuum EU core Vendor Estonia · EEA: YesShared: Core banking, BaaS
  • Velmie EU core Vendor Estonia · EEA: YesShared: Core banking, BaaS

FAQ

Is Vodeno European / EEA-based?

Yes. Vodeno hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Belgium / Poland.

What does Vodeno do?

Vodeno covers: BaaS, IBAN sponsor, Core banking. Verified at source by Fintechnologica.

Want an introduction to Vodeno, or a tailored shortlist of verified European providers? Request a match - free for buyers, neutral, zero pay-to-rank.

Are you Vodeno? Work with us →