Vodeno
Vodeno is a European (EEA-based) fintech-infrastructure provider (BaaS, IBAN sponsor, Core banking). Verified at source - licence, regulator and registry reference. Active (UniCredit 2025)
Who it's for
Vodeno is built for teams that want accounts, payments and cards behind one contract and one API. As an unlicensed vendor, regulatory obligations stay on the client's side. Verified stand-outs: local IBANs in BE.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Belgium / Poland)
- Local IBANs: BE
What Vodeno does
Capabilities & rails
- 🛤️ Payment rails (documented): SCT · SCT Inst · SDD Core
- Account model: Virtual
- Account currencies: EUR; GBP; USD; PLN
Verified licence profile
Vodeno (Belgium / Poland) - BaaS technology, with the licence held via Aion Bank (BE, ECB); acquired by UniCredit (Mar 2025).
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Vodeno? Work with us →
Built on
- Aion Bank (licence-via) — BaaS technology with the banking licence held via Aion Bank (ECB)
Known to power
- Aion Bank (runs-on) — Digital bank paired with Vodeno technology
- NatWest Boxed (runs-on) — Uses NatWest UK banking licence plus Vodeno technology
Timeline
- 2025-03 [m&a] Acquired by UniCredit (together with Aion Bank)
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FAQ
Is Vodeno European / EEA-based?
Yes. Vodeno hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Belgium / Poland.
What does Vodeno do?
Vodeno covers: BaaS, IBAN sponsor, Core banking. Verified at source by Fintechnologica.