Aion Bank
Aion Bank is a European (EEA-based) fintech-infrastructure provider (BaaS, Core banking, Lending module). Verified at source - licence, regulator and registry reference. Active (UniCredit 2025)
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Who it's for
Aion Bank is built for teams that want accounts, payments and cards behind one contract and one API. It operates with a full banking licence - deposit-guaranteed accounts and credit products are on the table.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Belgium)
- Ownership / control: EU-owned - UniCredit
- Client funds: deposits at a credit institution - deposit guarantee scheme applies (up to EUR 100,000)
What Aion Bank does
Verified licence profile
Aion Bank (Belgium) - digital bank and BaaS across the EU (embedded accounts, deposits, lending and payments, paired with Vodeno tech). ECB-licensed credit institution. Acquired by UniCredit (with Vodeno) for ~EUR 370m, completed Mar 2025.
Verified 2026-06-26. How we verify → · Official website: unicredit.pl · Spotted something out of date? Report a correction.
Built on
- Vodeno (runs-on) — Digital bank paired with Vodeno technology
Known to power
- Vodeno (licence-via) — BaaS technology with the banking licence held via Aion Bank (ECB)
Timeline
- 2025-03 [m&a] Acquired by UniCredit (with Vodeno) for approx. EUR 370m
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FAQ
Is Aion Bank European / EEA-based?
Yes. Aion Bank hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Belgium.
What does Aion Bank do?
Aion Bank covers: BaaS, Core banking, Lending module. Verified at source by Fintechnologica.
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