Verified provider profile

Hokodo

Hokodo is a UK (outside the EU/EEA) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference.

UK · UK / FranceEEA data: PartialVerified at source 2026-06-26

Defunct · wind-down 2025

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Hokodo is no longer operating. Free for buyers: describe your use case and we shortlist verified alternatives that fit your licence, data-residency and market needs, then introduce you to the right person. Reply within 1-2 business days.

Who it's for

Hokodo is built for products adding credit - financing, instalments or BNPL.

Sovereignty profile

  • Data residency (EEA): Partial - partly in the EEA - check the rail
  • Company origin: UK (UK / France)
  • Ownership / control: no change of control on record

What Hokodo does

Lending module

Verified licence profile

Hokodo (London / Paris / Vilnius) - B2B BNPL / digital trade credit; financed EUR 500m+ for 100k+ buyers, with a BNP Paribas partnership. NB: wound down in late 2025 (founders launched Liquidity Lab) - a proof-of-value entry for the status/risk column.

Verified 2026-06-26. How we verify → · Official website: hokodo.co · Spotted something out of date? Report a correction.

Official register entries

  • E-money institution (EMI) - Bank of Lithuania · Ref LB000489 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Timeline

  • 2025 [status] Wound down (founders launched Liquidity Lab)

European alternatives to Hokodo

  • Finom EU core EMI Netherlands · EEA: YesShared: Lending module
  • DiPocket EU core EMI Lithuania / UK · EEA: PartialShared: Lending module
  • Alma EU core PI France · EEA: YesShared: Lending module, Lending: BNPL
  • Billie EU core Bank Germany · EEA: YesShared: Lending module, Lending: BNPL
  • Klarna EU core Bank Sweden · EEA: YesShared: Lending module, Lending: BNPL
  • Leanpay EU core Slovenia · EEA: YesShared: Lending module, Lending: BNPL

FAQ

Is Hokodo European / EEA-based?

Partly. Hokodo is UK origin (UK / France); part of its rail or data sits outside the EEA - check the licence profile.

What does Hokodo do?

Hokodo covers: Lending module. Verified at source by Fintechnologica.

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