Finom
Finom is a European (EEA-based) fintech-infrastructure provider (Spend management, Lending module). Verified at source - licence, regulator and registry reference. Active
Who it's for
Finom is built for finance teams managing company cards, expenses and budgets. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: published entry pricing (free plan; from EUR 8.99/mo).
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Netherlands)
What Finom does
Capabilities & rails
- Entry price: free plan; from EUR 8.99/mo (as of verification - confirm at source)
Verified licence profile
Finom (Amsterdam, Netherlands; founded 2019) - all-in-one SME financial platform: local IBANs, Visa debit, e-invoicing and accounting, plus SME lending (NL). EMI licence, DNB (2021); active in NL/FR/DE/IT/ES, 125k+ customers; Series C EUR 115m (2025).
Verified 2026-06-26. How we verify → · Spotted something out of date? Report a correction. · Are you Finom? Work with us →
Official register entries
- E-money institution (EMI) - The Netherlands Bank · Ref R180074 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2025 [funding] Series C EUR 115m
- 2021 [licence] EMI licence from DNB
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Side-by-side
Verified facts in one table - licence, residency, rails. No verdict.
FAQ
Is Finom European / EEA-based?
Yes. Finom hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Netherlands.
What does Finom do?
Finom covers: Spend management, Lending module. Verified at source by Fintechnologica.