Spendesk
Spendesk is a European (EEA-based) fintech-infrastructure provider (Spend management). Verified at source - licence, regulator and registry reference. Active
Who it's for
Spendesk is built for finance teams managing company cards, expenses and budgets. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (France)
What Spendesk does
Verified licence profile
Spendesk (France) - spend management with virtual and physical cards. Own Payment Institution: Spendesk Financial Services (ACPR reg 17518). PI, not EMI.
Verified 2026-06-25. How we verify → · Spotted something out of date? Report a correction. · Are you Spendesk? Work with us →
Official register entries
- Payment institution (PI) - Prudential Supervisory and Resolution Authority · Ref 900518101 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Built on
- Okali (licence-via) — Okali is a regulated entity behind Spendesk flows
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FAQ
Is Spendesk European / EEA-based?
Yes. Spendesk hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, France.
What does Spendesk do?
Spendesk covers: Spend management. Verified at source by Fintechnologica.