Verified provider profile

Spendesk

Spendesk is a European (EEA-based) fintech-infrastructure provider (Spend management). Verified at source - licence, regulator and registry reference. Active

EU core · FranceEEA data: YesLicence: EMIVerified at source 2026-06-25
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Who it's for

Spendesk is built for finance teams managing company cards, expenses and budgets. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (France)
  • Ownership / control: no change of control on record

What Spendesk does

Spend management

Verified licence profile

Spendesk (France) - spend management with virtual and physical cards. Own Payment Institution: Spendesk Financial Services (ACPR reg 17518). PI, not EMI.

Verified 2026-06-25. How we verify → · Official website: spendesk.com · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Prudential Supervisory and Resolution Authority · Ref 900518101 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Built on

  • Okali (licence-via) — Okali is a regulated entity behind Spendesk flows

Similar verified European providers

  • Eurowag EU core EMI Czechia · EEA: YesShared: Spend management
  • Finom EU core EMI Netherlands · EEA: YesShared: Spend management
  • Juni EU core EMI Sweden · EEA: YesShared: Spend management
  • Mooncard EU core EMI France · EEA: YesShared: Spend management
  • Pleo EU core EMI Denmark · EEA: YesShared: Spend management
  • Pliant EU core EMI Germany · EEA: YesShared: Spend management

FAQ

Is Spendesk European / EEA-based?

Yes. Spendesk hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, France.

What does Spendesk do?

Spendesk covers: Spend management. Verified at source by Fintechnologica.

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