Fintech infrastructure providers in France
47 verified providers headquartered in France - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
Fintech licensing and products in France
The official registers list 165 licensed payment, e-money and crypto firms in France (as of 2026-09-18): 28 e-money institutions (EMI), 91 payment institutions (PI), 35 MiCA crypto-asset service providers (CASP), 11 account information service providers (AISP). 25 of them belong to a provider with a verified profile here. Browse all 165 in the European Fintech Index →
Passporting: 106 of the 165 firms licensed in France have notified at least one other EEA state. In the other direction, 863 firms licensed elsewhere in the EEA have notified services into France under an EEA passport, about 5 for every firm licensed at home. The largest groups are licensed in Lithuania (108), the Netherlands (86), Malta (75).
Products offered by the providers below: BaaS (6), Card issuing software (6), Lending module (6), Payment gateway (6), Crypto / digital-asset infra (5), IBAN sponsor (5), Tokenization – X-Pays (5), Issuer processing (4), Open banking (4), Spend management (4), Card manufacturing & personalization (3), Core banking (3), Local payment schemes (3), BIN sponsor (2), Click to Pay (2), Sovereign cloud & hosting (2), Tokenization – Non-X-Pays (2), Credit risk & decisioning (1), Digital identity & eIDAS (1), Direct debit & recurring collections (1), E-invoicing & tax compliance (1), Embedded insurance (1), Fraud & AML monitoring (1), Merchant of Record (1), Payment terminals & SoftPOS (1), Treasury & cash management (1), Verification of Payee (1).
47 verified providers in France
At a glance (47 providers): licences: 16 Vendor, 9 PI, 8 EMI, 8 not documented, 3 CASP, 2 Bank, 1 QTSP; EEA data residency: 47 Yes.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | Licence | EEA data | Products | Verified | Intro |
|---|---|---|---|---|---|
| Vendor | Yes | Treasury & cash management | 2026-07-11 | Request intro | |
| PI | Yes | Credit risk & decisioning, Open banking | 2026-07-13 | Request intro | |
| PI | Yes | Lending module | 2026-06-26 | Request intro | |
| PI | Yes | Open banking, Local payment schemes | 2026-06-25 | Request intro | |
| CASP | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro | |
| – | Yes | Lending module | 2026-06-25 | Request intro | |
| PI | Yes | Open banking, Local payment schemes | 2026-06-26 | Request intro | |
| CASP | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro | |
| – | Yes | Local payment schemes | 2026-06-26 | Request intro | |
| – | Yes | Payment gateway, Click to Pay | 2026-06-26 | Request intro | |
| Vendor | Yes | Tokenization – X-Pays, Tokenization – Non-X-Pays, Card issuing software +1 | 2026-06-25 | Request intro | |
| Vendor | Yes | Payment terminals & SoftPOS | 2026-07-12 | Request intro | |
| CASP | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro | |
| EMI | Yes | Payment gateway, IBAN sponsor, BaaS | 2026-07-19 | Request intro | |
| Vendor | Yes | Issuer processing | 2026-06-26 | Request intro | |
| – | Yes | Payment gateway | 2026-06-26 | Request intro | |
| Vendor | Yes | Payment gateway | 2026-06-26 | Request intro | |
| Vendor | Yes | Issuer processing, Tokenization – X-Pays | 2026-06-26 | Request intro | |
| EMI | Yes | Spend management | 2026-06-25 | Request intro | |
| Vendor | Yes | Merchant of Record | 2026-07-12 | Request intro | |
| Vendor | Yes | Core banking | 2026-06-25 | Request intro | |
| – | Yes | Lending module | 2026-06-26 | Request intro | |
| EMI | Yes | BaaS, IBAN sponsor, Card issuing software | 2026-07-20 | Request intro | |
| Vendor | Yes | Sovereign cloud & hosting | 2026-07-12 | Request intro | |
| Vendor | Yes | Card manufacturing & personalization | 2026-06-29 | Request intro | |
| PI | Yes | Payment gateway | 2026-07-13 | Request intro | |
| Vendor | Yes | E-invoicing & tax compliance | 2026-06-29 | Request intro | |
| PI | Yes | Open banking, BaaS | 2026-06-25 | Request intro | |
| PI | Yes | Spend management | 2026-06-26 | Request intro | |
| Vendor | Yes | Core banking, Lending module | 2026-06-26 | Request intro | |
| Vendor | Yes | Sovereign cloud & hosting | 2026-07-12 | Request intro | |
| EMI | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro | |
| – | Yes | Lending module | 2026-06-25 | Request intro | |
| Vendor | Yes | Core banking | 2026-06-25 | Request intro | |
| PI | Yes | Direct debit & recurring collections | 2026-07-12 | Request intro | |
| Bank | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro | |
| EMI | Yes | Spend management | 2026-06-25 | Request intro | |
| EMI | Yes | BaaS, Card issuing software, IBAN sponsor +1 | 2026-07-19 | Request intro | |
| EMI | Yes | Spend management | 2026-07-11 | Request intro | |
| Vendor | Yes | Tokenization – X-Pays, Tokenization – Non-X-Pays, Card issuing software +1 | 2026-06-25 | Request intro | |
| EMI | Yes | Card issuing software, BIN sponsor, IBAN sponsor +3 | 2026-07-19 | Request intro | |
| Vendor | Yes | Fraud & AML monitoring, Verification of Payee | 2026-06-26 | Request intro | |
| – | Yes | Embedded insurance | 2026-07-12 | Request intro | |
| PI | Yes | Payment gateway, Issuer processing, Tokenization – X-Pays +1 | 2026-06-25 | Request intro | |
| – | Yes | BaaS, Card issuing software, IBAN sponsor | 2026-07-19 | Request intro | |
| Bank | Yes | Lending module | 2026-06-26 | Request intro | |
| QTSP | Yes | Digital identity & eIDAS | 2026-06-28 | Request intro |