Country

Fintech infrastructure providers in France

47 verified providers headquartered in France - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.

Fintech licensing and products in France

The official registers list 165 licensed payment, e-money and crypto firms in France (as of 2026-09-18): 28 e-money institutions (EMI), 91 payment institutions (PI), 35 MiCA crypto-asset service providers (CASP), 11 account information service providers (AISP). 25 of them belong to a provider with a verified profile here. Browse all 165 in the European Fintech Index →

Passporting: 106 of the 165 firms licensed in France have notified at least one other EEA state. In the other direction, 863 firms licensed elsewhere in the EEA have notified services into France under an EEA passport, about 5 for every firm licensed at home. The largest groups are licensed in Lithuania (108), the Netherlands (86), Malta (75).

Products offered by the providers below: BaaS (6), Card issuing software (6), Lending module (6), Payment gateway (6), Crypto / digital-asset infra (5), IBAN sponsor (5), Tokenization – X-Pays (5), Issuer processing (4), Open banking (4), Spend management (4), Card manufacturing & personalization (3), Core banking (3), Local payment schemes (3), BIN sponsor (2), Click to Pay (2), Sovereign cloud & hosting (2), Tokenization – Non-X-Pays (2), Credit risk & decisioning (1), Digital identity & eIDAS (1), Direct debit & recurring collections (1), E-invoicing & tax compliance (1), Embedded insurance (1), Fraud & AML monitoring (1), Merchant of Record (1), Payment terminals & SoftPOS (1), Treasury & cash management (1), Verification of Payee (1).

47 verified providers in France

At a glance (47 providers): licences: 16 Vendor, 9 PI, 8 EMI, 8 not documented, 3 CASP, 2 Bank, 1 QTSP; EEA data residency: 47 Yes.

Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.

ProviderLicenceEEA dataProductsVerifiedIntro
AgicapVendorYesTreasury & cash management2026-07-11Request intro
AlgoanPIYesCredit risk & decisioning, Open banking2026-07-13Request intro
AlmaPIYesLending module2026-06-26Request intro
BridgePIYesOpen banking, Local payment schemes2026-06-25Request intro
DeblockCASPYesCrypto / digital-asset infra2026-06-26Request intro
Defacto–YesLending module2026-06-25Request intro
FintecturePIYesOpen banking, Local payment schemes2026-06-26Request intro
FiptoCASPYesCrypto / digital-asset infra2026-06-26Request intro
Groupement Cartes Bancaires (CB)–YesLocal payment schemes2026-06-26Request intro
HiPay–YesPayment gateway, Click to Pay2026-06-26Request intro
IDEMIAVendorYesTokenization – X-Pays, Tokenization – Non-X-Pays, Card issuing software +12026-06-25Request intro
IngenicoVendorYesPayment terminals & SoftPOS2026-07-12Request intro
Ledger EnterpriseCASPYesCrypto / digital-asset infra2026-06-26Request intro
LemonwayEMIYesPayment gateway, IBAN sponsor, BaaS2026-07-19Request intro
Lusis PaymentsVendorYesIssuer processing2026-06-26Request intro
Lyra Network–YesPayment gateway2026-06-26Request intro
Market PayVendorYesPayment gateway2026-06-26Request intro
MonextVendorYesIssuer processing, Tokenization – X-Pays2026-06-26Request intro
MooncardEMIYesSpend management2026-06-25Request intro
NexwayVendorYesMerchant of Record2026-07-12Request intro
NumeralVendorYesCore banking2026-06-25Request intro
October Watch–YesLending module2026-06-26Request intro
OkaliEMIYesBaaS, IBAN sponsor, Card issuing software2026-07-20Request intro
OVHcloudVendorYesSovereign cloud & hosting2026-07-12Request intro
Paragon IDVendorYesCard manufacturing & personalization2026-06-29Request intro
PayplugPIYesPayment gateway2026-07-13Request intro
PennylaneVendorYesE-invoicing & tax compliance2026-06-29Request intro
PowensPIYesOpen banking, BaaS2026-06-25Request intro
QontoPIYesSpend management2026-06-26Request intro
SBS (Sopra Banking Software)VendorYesCore banking, Lending module2026-06-26Request intro
ScalewayVendorYesSovereign cloud & hosting2026-07-12Request intro
Schuman FinancialEMIYesCrypto / digital-asset infra2026-06-26Request intro
Silvr–YesLending module2026-06-25Request intro
SkaleetVendorYesCore banking2026-06-25Request intro
SlimPayPIYesDirect debit & recurring collections2026-07-12Request intro
Société Générale-FORGEBankYesCrypto / digital-asset infra2026-06-26Request intro
SpendeskEMIYesSpend management2026-06-25Request intro
SwanEMIYesBaaS, Card issuing software, IBAN sponsor +12026-07-19Request intro
SwileEMIYesSpend management2026-07-11Request intro
ThalesVendorYesTokenization – X-Pays, Tokenization – Non-X-Pays, Card issuing software +12026-06-25Request intro
Treezor WatchEMIYesCard issuing software, BIN sponsor, IBAN sponsor +32026-07-19Request intro
TrustpairVendorYesFraud & AML monitoring, Verification of Payee2026-06-26Request intro
Wakam–YesEmbedded insurance2026-07-12Request intro
WorldlinePIYesPayment gateway, Issuer processing, Tokenization – X-Pays +12026-06-25Request intro
Xpollens–YesBaaS, Card issuing software, IBAN sponsor2026-07-19Request intro
YounitedBankYesLending module2026-06-26Request intro
YousignQTSPYesDigital identity & eIDAS2026-06-28Request intro
Need a local FR IBAN in France? See the verified providers that can issue France (FR) IBANs.
Fintech in France is supervised by ACPR — see who ACPR regulates: register rows by licence class plus the verified providers under its supervision.
Looking for a specific capability in France? Request a match - we hand-pick three verified providers.