Algoan
Algoan is a European (EEA-based) fintech-infrastructure provider (Credit risk & decisioning, Open banking). Verified at source - licence, regulator and registry reference. Active
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Who it's for
Algoan is built for lenders scoring credit risk and automating decisions. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (France)
- Ownership / control: no change of control on record
What Algoan does
Verified licence profile
Algoan (Paris, France) - open-banking credit scoring and decisioning: analyses bank transaction data (AIS) to score creditworthiness for lenders, with partnerships including Worldline and Mastercard. Registered AISP (ACPR). A European, data-minimising alternative to classic bureau scores.
Verified 2026-07-13. How we verify → · Official website: algoan.com · Spotted something out of date? Report a correction.
Official register entries
- AISP (account information) - Prudential Supervisory and Resolution Authority · Ref 832872436 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Algoan European / EEA-based?
Yes. Algoan hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, France.
What does Algoan do?
Algoan covers: Credit risk & decisioning, Open banking. Verified at source by Fintechnologica.
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