Verified provider profile

Alma

Alma is a European (EEA-based) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference. Active

EU core · FranceEEA data: YesLicence: PIVerified at source 2026-06-26
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Who it's for

Alma is built for products adding credit - financing, instalments or BNPL. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (France)
  • Ownership / control: no change of control on record

What Alma does

Lending module

Verified licence profile

Alma (Paris, France; founded 2018) - split-payment and BNPL. ACPR-licensed payment institution and financing company (no. 90786). EUR 2.5bn volume in 2025 (profitable), 23k merchants across 10 countries; partners with the CB scheme.

Verified 2026-06-26. How we verify → · Official website: almapay.com · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Prudential Supervisory and Resolution Authority · Ref 839100575 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Similar verified European providers

  • Twisto EU core PI Czechia · EEA: YesShared: Lending module, Lending: BNPL
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  • Klarna EU core Bank Sweden · EEA: YesShared: Lending module, Lending: BNPL
  • Leanpay EU core Slovenia · EEA: YesShared: Lending module, Lending: BNPL
  • Mondu EU core Germany · EEA: YesShared: Lending module, Lending: BNPL
  • Riverty EU core Germany · EEA: YesShared: Lending module, Lending: BNPL

FAQ

Is Alma European / EEA-based?

Yes. Alma hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, France.

What does Alma do?

Alma covers: Lending module. Verified at source by Fintechnologica.

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