Alma
Alma is a European (EEA-based) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference. Active
Who it's for
Alma is built for products adding credit - financing, instalments or BNPL. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (France)
What Alma does
Verified licence profile
Alma (Paris, France; founded 2018) - split-payment and BNPL. ACPR-licensed payment institution and financing company (no. 90786). EUR 2.5bn volume in 2025 (profitable), 23k merchants across 10 countries; partners with the CB scheme.
Verified 2026-06-26. How we verify → · Spotted something out of date? Report a correction. · Are you Alma? Work with us →
Official register entries
- Payment institution (PI) - Prudential Supervisory and Resolution Authority · Ref 839100575 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Alma European / EEA-based?
Yes. Alma hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, France.
What does Alma do?
Alma covers: Lending module. Verified at source by Fintechnologica.