Verified provider profile

Billie

Billie is a European (EEA-based) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference. Active

EU core · GermanyEEA data: YesLicence: BankVerified at source 2026-06-26
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Who it's for

Billie is built for products adding credit - financing, instalments or BNPL. It operates with a full banking licence - deposit-guaranteed accounts and credit products are on the table.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Germany)
  • Ownership / control: no change of control on record

What Billie does

Lending module

Verified licence profile

Billie (Berlin, Germany) - B2B BNPL: embedded payment terms for B2B marketplaces (Metro, Mercateo). NB: 2025 BaFin guidance requires B2B BNPL to hold a KWG credit-institution licence or partner with a licensed bank.

Verified 2026-06-26. How we verify → · Official website: billie.io · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Federal Financial Supervisory Authority · Ref 148483 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

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  • Alma EU core PI France · EEA: YesShared: Lending module, Lending: BNPL
  • Leanpay EU core Slovenia · EEA: YesShared: Lending module, Lending: BNPL
  • Mondu EU core Germany · EEA: YesShared: Lending module, Lending: BNPL

FAQ

Is Billie European / EEA-based?

Yes. Billie hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Germany.

What does Billie do?

Billie covers: Lending module. Verified at source by Fintechnologica.

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