Younited
Younited is a European (EEA-based) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference. Active
Who it's for
Younited is built for products adding credit - financing, instalments or BNPL. It operates with a full banking licence - deposit-guaranteed accounts and credit products are on the table.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (France)
What Younited does
Verified licence profile
Younited (Younited S.A., France) - instant consumer credit and credit-as-a-service across FR/IT/ES/PT; acquired Helios (2025), profitable H2 2025. ECB-licensed credit institution (ACPR auth. 16488), supervised by ACPR + ECB.
Verified 2026-06-26. How we verify → · Spotted something out of date? Report a correction. · Are you Younited? Work with us →
Timeline
- 2025 [m&a] Acquired Helios; profitable H2 2025
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FAQ
Is Younited European / EEA-based?
Yes. Younited hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, France.
What does Younited do?
Younited covers: Lending module. Verified at source by Fintechnologica.