Twisto
Twisto is a European (EEA-based) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference. Active (Param)
Who it's for
Twisto is built for products adding credit - financing, instalments or BNPL. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Czechia)
What Twisto does
Verified licence profile
Twisto (Prague, Czech Republic) - the leading Czech BNPL provider: deferred payments and consumer credit at checkout, 33m+ transactions and approx. EUR 845m total transaction value. Payment institution (Czech National Bank). Acquired by Param, Turkey's largest fintech, in Aug 2023 - ownership flag (TR / Wider Europe parent).
Verified 2026-07-13. How we verify → · Spotted something out of date? Report a correction. · Are you Twisto? Work with us →
Official register entries
- Payment institution (PI) - Czech National Bank · Ref 01615165 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2023-08-16 [m&a] Acquired by Param, Turkey's largest fintech, as its entry into the European market
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FAQ
Is Twisto European / EEA-based?
Yes. Twisto hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Czechia.
What does Twisto do?
Twisto covers: Lending module. Verified at source by Fintechnologica.