Verified provider profile

Twisto

Twisto is a European (EEA-based) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference. Active (Param)

EU core · CzechiaEEA data: YesLicence: PIVerified at source 2026-07-13
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Who it's for

Twisto is built for products adding credit - financing, instalments or BNPL. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Czechia)
  • Ownership / control: owned by Param (TR)

What Twisto does

Lending module

Verified licence profile

Twisto (Prague, Czech Republic) - the leading Czech BNPL provider: deferred payments and consumer credit at checkout, 33m+ transactions and approx. EUR 845m total transaction value. Payment institution (Czech National Bank). Acquired by Param, Turkey's largest fintech, in Aug 2023 - ownership flag (TR / Wider Europe parent).

Verified 2026-07-13. How we verify → · Official website: twisto.cz · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Czech National Bank · Ref 01615165 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Timeline

  • 2023-08-16 [m&a] Acquired by Param, Turkey's largest fintech, as its entry into the European market

Similar verified European providers

  • Alma EU core PI France · EEA: YesShared: Lending module, Lending: BNPL
  • Billie EU core Bank Germany · EEA: YesShared: Lending module, Lending: BNPL
  • Klarna EU core Bank Sweden · EEA: YesShared: Lending module, Lending: BNPL
  • Leanpay EU core Slovenia · EEA: YesShared: Lending module, Lending: BNPL
  • Mondu EU core Germany · EEA: YesShared: Lending module, Lending: BNPL
  • Riverty EU core Germany · EEA: YesShared: Lending module, Lending: BNPL

FAQ

Is Twisto European / EEA-based?

Yes. Twisto hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Czechia.

What does Twisto do?

Twisto covers: Lending module. Verified at source by Fintechnologica.

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