Fintech infrastructure providers in Czechia

AKCENTA (Hradec Kralove, Czech Republic; founded 1997) - one of Central Europe's largest non-bank FX and payments providers for SMEs: foreign exchange, international payments and hedging for approx. 43,000 clients across CZ, SK, HU, PL, RO and DE. Payment institution (Czech National Bank). Member of the Raiffeisen Bank International group since 2021 - ownership flag (EU).

Comgate (Czech Republic) - Czech PSP for e-shops and physical stores: payment gateway plus payment terminals, with direct Visa/Mastercard acquirer status since 2023; 21,000+ merchants and over CZK 53bn processed annually. Payment institution (Czech National Bank).

Eurowag (W.A.G. payment solutions, Prague, Czechia; LSE-listed 2021, ~EUR 200m raised) - fleet and mobility payments for road transport: fuel/energy cards at ~15,500 acceptance points in 30 European countries plus tolls in 23. E-money via W.A.G. Issuing Services (Czech National Bank). Register-sourced: Payment institution (PI), Czech National Bank, ref 05021910; passported to 24 EEA states.

Fidoo (Prague, Czechia) - prepaid corporate Mastercard cards plus expense-management app for cashless, paperless business spend (receipt capture, approvals, billing); Mastercard issuer in partnership with Komercni banka, processing via Thredd. Regulated entity: Direct Fidoo Payments s.r.o., Payment Institution at the Czech National Bank. Register-sourced: Payment institution (PI), Czech National Bank, ref 02690446; passported to 30 EEA states.

Global Payments Europe (Prague, Czechia; ex-MUZO) - CEE acquiring, card issuing processing and ATM management hub of the Global Payments group, serving 40+ regions from Prague. Payment Institution (Czech National Bank). NB: subsidiary of Global Payments (US) - ownership flag. Register-sourced: Payment institution (PI), Czech National Bank, ref 27088936; passported to 29 EEA states.

GoPay (Ceske Budejovice, Czech Republic) - leading Czech and Slovak payment gateway: 55+ payment methods, 7 currencies and 19 languages for e-shops across CEE. E-money institution (Czech National Bank).

Resistant AI (Prague, Czechia; founded 2019) - AI document-fraud detection and transaction monitoring, with 150m+ documents verified; Series B USD 25m (Oct 2025), investors including Experian and GV. Czech RegTech.

ThreatMark (Brno, Czechia) - behavioral-intelligence fraud prevention for banks (behavioral biometrics, threat detection, scam/APP-fraud). Software vendor.

Twisto (Prague, Czech Republic) - the leading Czech BNPL provider: deferred payments and consumer credit at checkout, 33m+ transactions and approx. EUR 845m total transaction value. Payment institution (Czech National Bank). Acquired by Param, Turkey's largest fintech, in Aug 2023 - ownership flag (TR / Wider Europe parent).