Verified provider profile

Swile

Swile is a European (EEA-based) fintech-infrastructure provider (Spend management). Verified at source - licence, regulator and registry reference. Active

EU core · FranceEEA data: YesLicence: EMIVerified at source 2026-07-11
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Who it's for

Swile is built for finance teams managing company cards, expenses and budgets. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (France)
  • Ownership / control: no change of control on record

What Swile does

Spend management

Verified licence profile

Swile (Montpellier/Paris, France) - employee-benefits payment card and app (digitised meal vouchers, gifts, mobility) processing ~EUR 3bn a year; USD 200m Series D (SoftBank, 2021); card stack built on Treezor and Enfuce. Swile Payment SAS is an e-money institution authorised by the ACPR (ref 92174). Register-sourced: E-money institution (EMI), Prudential Supervisory and Resolution Authority, ref 898001672; passported to 1 EEA states.

Verified 2026-07-11. How we verify → · Official website: swile.co · Spotted something out of date? Report a correction.

Official register entries

  • E-money institution (EMI) - Prudential Supervisory and Resolution Authority · Ref 898001672 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Built on

  • Treezor (issues-via) — Card stack built on Treezor
  • Enfuce (processing-via) — Card stack built on Enfuce

Timeline

  • 2021 [funding] Series D USD 200m (SoftBank)

Similar verified European providers

  • Eurowag EU core EMI Czechia · EEA: YesShared: Spend management
  • Finom EU core EMI Netherlands · EEA: YesShared: Spend management
  • Juni EU core EMI Sweden · EEA: YesShared: Spend management
  • Mooncard EU core EMI France · EEA: YesShared: Spend management
  • Pleo EU core EMI Denmark · EEA: YesShared: Spend management
  • Pliant EU core EMI Germany · EEA: YesShared: Spend management

FAQ

Is Swile European / EEA-based?

Yes. Swile hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, France.

What does Swile do?

Swile covers: Spend management. Verified at source by Fintechnologica.

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