Verified provider profile

Pliant

Pliant is a European (EEA-based) fintech-infrastructure provider (Spend management, Card issuing software). Verified at source - licence, regulator and registry reference. Active

EU core · GermanyEEA data: YesLicence: EMIVerified at source 2026-06-25

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Who it's for

Pliant is built for finance teams managing company cards, expenses and budgets. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Germany)
  • Ownership / control: no change of control on record
  • Card scheme: US scheme - Visa (the elephant in the room)

What Pliant does

Verified licence profile

Pliant (Germany) - corporate credit cards as a service, issued on its own regulatory setup. EMI and Visa Principal Member (EU).

Verified 2026-06-25. How we verify → · Official website: getpliant.com · Spotted something out of date? Report a correction.

Official register entries

  • E-money institution (EMI) - Finnish Financial Supervisory Authority · Ref 32669139 · Active (EBA PSD2 register, as of 2026-09-18)
  • AISP (account information) - Finnish Financial Supervisory Authority · Ref 32669139 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

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FAQ

Is Pliant European / EEA-based?

Yes. Pliant hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Germany.

What does Pliant do?

Pliant covers: Spend management, Card issuing software. Verified at source by Fintechnologica.

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