Cardlay
Cardlay is a European (EEA-based) fintech-infrastructure provider (Spend management, Card issuing software). Verified at source - licence, regulator and registry reference. Active
Who it's for
Cardlay is built for finance teams managing company cards, expenses and budgets.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Denmark)
What Cardlay does
Verified licence profile
Cardlay (Denmark) - spend-management software with an own partner-issued virtual card programme; an expense add-on for bank card programmes.
Verified 2026-06-25. How we verify → · Spotted something out of date? Report a correction. · Are you Cardlay? Work with us →
Official register entries
- AISP (account information) - Danish Financial Supervisory Authority · Ref 37447285 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Cardlay European / EEA-based?
Yes. Cardlay hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Denmark.
What does Cardlay do?
Cardlay covers: Spend management, Card issuing software. Verified at source by Fintechnologica.