Verified provider profile

Cardlay

Cardlay is a European (EEA-based) fintech-infrastructure provider (Spend management, Card issuing software). Verified at source - licence, regulator and registry reference. Active

EU core · DenmarkEEA data: YesVerified at source 2026-06-25
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Who it's for

Cardlay is built for finance teams managing company cards, expenses and budgets.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Denmark)
  • Ownership / control: no change of control on record

What Cardlay does

Spend managementCard issuing software

Verified licence profile

Cardlay (Denmark) - spend-management software with an own partner-issued virtual card programme; an expense add-on for bank card programmes.

Verified 2026-06-25. How we verify → · Official website: cardlay.com · Spotted something out of date? Report a correction.

Official register entries

  • AISP (account information) - Danish Financial Supervisory Authority · Ref 37447285 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Similar verified European providers

  • Pliant EU core EMI Germany · EEA: YesShared: Spend management, Card issuing software, Card form: Virtual / Physical
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  • Bankera EU core EMI Lithuania · EEA: YesShared: Card issuing software, Card form: Virtual / Physical
  • ConnectPay EU core EMI Lithuania · EEA: YesShared: Card issuing software, Card form: Virtual / Physical
  • CR2 EU core Vendor Ireland · EEA: YesShared: Card issuing software, Card form: Virtual / Physical
  • Enfuce EU core EMI Finland · EEA: YesShared: Card issuing software, Card form: Virtual / Physical

FAQ

Is Cardlay European / EEA-based?

Yes. Cardlay hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Denmark.

What does Cardlay do?

Cardlay covers: Spend management, Card issuing software. Verified at source by Fintechnologica.

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