Xpollens
Xpollens is a European (EEA-based) fintech-infrastructure provider (BaaS, Card issuing software, IBAN sponsor). Verified at source - licence, regulator and registry reference. Active
Free for buyers: describe your use case and we check it against Xpollens and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
Xpollens is built for teams that want accounts, payments and cards behind one contract and one API. Verified stand-outs: local IBANs in FR.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (France)
- Ownership / control: no change of control on record
- Card scheme: US scheme - Visa (the elephant in the room)
- Local IBANs: FR
What Xpollens does
Capabilities & rails
- Payment rails (documented): SCT · SCT Inst · SDD Core
- Account model: Virtual
- Account currencies: EUR
Verified licence profile
Xpollens (France) - BaaS / 'payments in a box' platform from Groupe BPCE (a Natixis Payments + Visa JV, 2019): white-label accounts, Visa issuing and pay-in/out, backed by the largest Visa issuer in continental Europe.
Verified 2026-07-19. How we verify → · Official website: xpollens.com · Spotted something out of date? Report a correction.
Official register entries
- E-money institution (EMI) - Prudential Supervisory and Resolution Authority · Ref 501586341 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Xpollens European / EEA-based?
Yes. Xpollens hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, France.
What does Xpollens do?
Xpollens covers: BaaS, Card issuing software, IBAN sponsor. Verified at source by Fintechnologica.
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