Tink
Tink is a European (EEA-based) fintech-infrastructure provider (Open banking, Local payment schemes). Verified at source - licence, regulator and registry reference. Active (Visa-owned)
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Who it's for
Tink is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Sweden)
- Ownership / control: US-owned - Visa (US law applies, incl. the CLOUD Act)
What Tink does
Verified licence profile
Tink (Sweden) - open banking AIS + PIS across 3,400+ banks in 18 markets. Authorised PI (Swedish FSA, ID 44059); acquired by Visa in 2022 (EUR 1.8bn).
Verified 2026-06-25. How we verify → · Official website: tink.com · Spotted something out of date? Report a correction.
Official register entries
- Payment institution (PI) - Swedish Financial Supervisory Authority · Ref 44059 · Active (EBA PSD2 register, as of 2026-09-18)
- AISP (account information) - Swedish Financial Supervisory Authority · Ref 45612 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2022 [m&a] Acquired by Visa (EUR 1.8bn)
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FAQ
Is Tink European / EEA-based?
Yes. Tink hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Sweden.
What does Tink do?
Tink covers: Open banking, Local payment schemes. Verified at source by Fintechnologica.
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