Fintech infrastructure providers in Sweden
14 verified providers headquartered in Sweden - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
Fintech licensing and products in Sweden
The official registers list 103 licensed payment, e-money and crypto firms in Sweden (as of 2026-09-18): 7 e-money institutions (EMI), 77 payment institutions (PI), 1 MiCA crypto-asset service providers (CASP), 18 account information service providers (AISP). 9 of them belong to a provider with a verified profile here. Browse all 103 in the European Fintech Index →
Passporting: 54 of the 103 firms licensed in Sweden have notified at least one other EEA state. In the other direction, 878 firms licensed elsewhere in the EEA have notified services into Sweden under an EEA passport, about 9 for every firm licensed at home. The largest groups are licensed in Lithuania (108), the Netherlands (78), France (77).
Products offered by the providers below: Local payment schemes (5), Open banking (5), Spend management (4), E-invoicing & tax compliance (1), Lending module (1), Payment gateway (1), Subscription billing (1).
14 verified providers in Sweden
At a glance (14 providers): licences: 7 PI, 3 Vendor, 2 not documented, 1 Bank, 1 EMI; EEA data residency: 14 Yes.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | Licence | EEA data | Products | Verified | Intro |
|---|---|---|---|---|---|
 Billhop | PI | Yes | Spend management | 2026-07-13 | Request intro |
 Brite | PI | Yes | Local payment schemes, Open banking | 2026-06-25 | Request intro |
 Findity | – | Yes | Spend management | 2026-06-25 | Request intro |
 Getswish (Swish) | – | Yes | Local payment schemes | 2026-06-26 | Request intro |
 Juni | EMI | Yes | Spend management | 2026-06-26 | Request intro |
 Klarna | Bank | Yes | Lending module, Payment gateway | 2026-06-26 | Request intro |
 Klarna Kosma | PI | Yes | Open banking | 2026-06-25 | Request intro |
 Medius | Vendor | Yes | Spend management | 2026-06-26 | Request intro |
 Open Payments | PI | Yes | Open banking | 2026-07-13 | Request intro |
 Pagero | Vendor | Yes | E-invoicing & tax compliance | 2026-06-29 | Request intro |
 Tink | PI | Yes | Open banking, Local payment schemes | 2026-06-25 | Request intro |
 Trustly | PI | Yes | Local payment schemes, Open banking | 2026-06-25 | Request intro |
 Younium | Vendor | Yes | Subscription billing | 2026-07-11 | Request intro |
 Zimpler | PI | Yes | Local payment schemes | 2026-07-13 | Request intro |
No longer operating (1)
Kept on record on purpose: licences get revoked and providers fail, and checking status before signing is part of due diligence. These are not live options - they are left out of the list and the counts above.
- Intergiro (Sweden) - 2025-07: Insolvency (31 Jul 2025)