Klarna Kosma
Klarna Kosma is a European (EEA-based) fintech-infrastructure provider (Open banking). Verified at source - licence, regulator and registry reference. Active
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Who it's for
Klarna Kosma is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Sweden)
- Ownership / control: no change of control on record
What Klarna Kosma does
Verified licence profile
Klarna Kosma (Sweden) - the open-banking arm of Klarna (AISP), offering broad European bank connectivity for data and verification.
Verified 2026-06-25. How we verify → · Official website: kosma.com · Spotted something out of date? Report a correction.
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FAQ
Is Klarna Kosma European / EEA-based?
Yes. Klarna Kosma hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Sweden.
What does Klarna Kosma do?
Klarna Kosma covers: Open banking. Verified at source by Fintechnologica.
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