Verified provider profile

Open Payments

Open Payments is a European (EEA-based) fintech-infrastructure provider (Open banking). Verified at source - licence, regulator and registry reference. Active

EU core · SwedenEEA data: YesLicence: PIVerified at source 2026-07-13
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Who it's for

Open Payments is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Sweden)
  • Ownership / control: no change of control on record

What Open Payments does

Open banking

Verified licence profile

Open Payments (Stockholm, Sweden; founded 2017) - open-banking platform for B2B payments: one unified API combining PSD2 bank connections with ISO 20022 payment integrations for domestic and cross-border payments, reconciliation and cash management. Payment institution under Swedish FSA supervision; EUR 3m raised to accelerate B2B payments.

Verified 2026-07-13. How we verify → · Official website: openpayments.io · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Swedish Financial Supervisory Authority · Ref 53147 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

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FAQ

Is Open Payments European / EEA-based?

Yes. Open Payments hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Sweden.

What does Open Payments do?

Open Payments covers: Open banking. Verified at source by Fintechnologica.

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