Worldpay
Worldpay is a UK (outside the EU/EEA) fintech-infrastructure provider (Payment gateway, Issuer processing). Verified at source - licence, regulator and registry reference. Active (Global Payments 2026)
Who it's for
Worldpay is built for merchants and platforms accepting online payments with the local methods European customers expect. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): Partial - partly in the EEA - check the rail
- Company origin: UK (UK / US)
What Worldpay does
Capabilities & rails
- 🌐 Local-payments coverage: Regional / pan-European
- Local payment schemes: iDEAL, Bancontact, giropay, Przelewy24, Klarna
- E-commerce integrations: Magento, Salesforce Commerce, BigCommerce, WooCommerce
Verified licence profile
Worldpay (UK roots, ex-RBS WorldPay; now US-owned) - global merchant acquiring across UK/EU/US. Acquired by Global Payments (US) for USD 24.25bn from GTCR/FIS (signed Apr 2025, closed Jan 2026). Contrast / US-owned.
Verified 2026-06-26. How we verify → · Spotted something out of date? Report a correction. · Are you Worldpay? Work with us →
Official register entries
- Payment institution (PI) - The Netherlands Bank · Ref R128924 · Active (EBA PSD2 register, as of 2026-07-18)
- Payment institution (PI) - Financial Conduct Authority (FCA) · Ref 504504 · Active (FCA Financial Services Register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2026-01 [m&a] Acquisition by Global Payments closed (USD 24.25bn; signed Apr 2025)
European alternatives to Worldpay
🏦 Local IBANs: NL
Adyen (Netherlands) - global acquiring, card issuing and banking; Adyen Issuing offers BIN sponsorship for platforms plus business accounts with NL IBANs. Credit institution (bank), DNB; passported across the EEA (CRD IV). A rare EU-HQ global processor. Agentic-ready - named partner in Mastercard Agent Pay (AI-agent commerce).
Global Payments Europe (Prague, Czechia; ex-MUZO) - CEE acquiring, card issuing processing and ATM management hub of the Global Payments group, serving 40+ regions from Prague. Payment Institution (Czech National Bank). NB: subsidiary of Global Payments (US) - ownership flag. Register-sourced: Payment institution (PI), Czech National Bank, ref 27088936; passported to 29 EEA states.
IT Card (Warsaw, Poland) - Poland's largest transaction processor (founded 2008); card issuing (1.6m+ cards), 3DS, the Planet Cash ATM network (~7,400) and Planet Pay POS acquiring. Licensed via Planet Pay - National Payment Institution (KNF), Visa Principal Member + Mastercard acquirer - offering 'fintech-in-a-box' BIN sponsorship. Operates PL/CZ/HR; SIBS (PT) took a majority stake (completed 2026). KRS 0000640662.
JCC Payment Systems (Cyprus) - acquirer for Visa/Mastercard and acquiring processor for Amex/Diners. EMI, Central Bank of Cyprus (licence 115.1.3.55, Dec 2022).
Market Pay (France; created 2016 as Carrefour's payment arm; 60% sold to AnaCap in 2020, Carrefour ~30%) - omnichannel payments platform; 3bn transactions and 320k terminals across 9 EU countries; acquired Novelpay.
Nexi (Italy; Borsa Italiana-listed 2019) - leading Italian acquirer and issuer processor, formed by merging Nets (2021) and SIA (2022); acquired Computop.
FAQ
Is Worldpay European / EEA-based?
Partly. Worldpay is UK origin (UK / US); part of its rail or data sits outside the EEA - check the licence profile.
What does Worldpay do?
Worldpay covers: Payment gateway, Issuer processing. Verified at source by Fintechnologica.